809 Cherry St, Central City, KY 42330 Property Records

Muhlenberg County property record for 809 Cherry St, Central City, KY 42330

Property Summary

Property TypeSingle Family Home
Details1,176 sqft
Lot Size0.308 acres (13,450 sqft)
OwnerIndividual Name on Record
Last Sale$125,000 (Jan 2026)
Tax Bill$603 (2025)
Deeds & MortgagesJan 2026 Mortgage
Mar 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN141-01-10-021.000

Property Details

APN / Parcel Number

Primary APN141-01-10-021.000
Alternative APNs
  • 10608
  • 29437

Interior

Building Area1,176 sqft Living Area

Exterior

Lot Area13,450 sqft (0.308 acres)
Garage TypeAttached
Garage Area240 sqft

Location & Zoning

Account Number29437
Street Address809 CHERRY ST
CityCENTRAL CITY
StateKY
Zip42330-1112
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT & HOUSE
Legal SubdivisionMOORE BROTHERS ADDITION
JurisdictionMUHLENBERG KY
Township / Civil DivisionCENTRAL CITY
Census Block Group3
Census Block3026
Census Tract960201

Owner

Source: Muhlenberg County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address809 CHERRY ST, CENTRAL CITY, KY 42330-1112
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Deeds, Mortgages & Sale History

DateDocument
Jan 20, 2026Deed of Trust, Mortgage · Conventional Mortgage
FARMERS BANK & TRUST
Mar 25, 2022Deed, Transfer · Conventional Mortgage
FIRST KENTUCKY BANK INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 20, 2026 · Amount on Record
Deed SaleJan 20, 2026 · Amount on Record
Prior SaleApr 18, 2007 · Amount on Record
Deed Document Number2026336191
Deed Book / Page614 / 1099
Record UpdatedJun 8, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMUHLENBERG KY
Property Address809 CHERRY ST, CENTRAL CITY, KY 42330-1112
Transaction TypeMortgage
Record UpdatedJan 30, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address910 BURGESS ST, CENTRAL CITY, KY 42330-2126

Mortgage

Document Number00M766/217
DateJan 20, 2026
Book PageM766/217
Instrument336195
Lender
NameFARMERS BANK & TRUST
TypeBank
AddressMARION, KY 42064
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2056

March 2022: Deed, Transfer

Document TypeDeed
JurisdictionMUHLENBERG KY
Recording DateMar 25, 2022
Property Address809 CHERRY ST, CENTRAL CITY, KY 42330-1112
Document Number0D601/1535
Book / PageD601 / 1535
Instrument DateMar 22, 2022
Instrument302100
Transaction TypeTransfer
Record UpdatedApr 27, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$65.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1632 S VAL VISTA RD, 1632, APACHE JCT, AZ 85119-9327

Transferred To (Grantee/Buyer)

NameVerified Name
Address809 CHERRY ST, CENTRAL CITY, KY 42330-1112

Mortgage

Document Number0000302101
DateMar 25, 2022
Instrument302101
Lender
NameFIRST KENTUCKY BANK INC
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2052

Tax Assessment & Valuation

Source: Muhlenberg County assessment roll, as of November 25, 2025

Property Jurisdictions

TypeName
StateKentucky
MunicipalityCentral City
CountyMuhlenberg County
Unified School DistrictMuhlenberg County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$603.00 (-2.43%)$65,000 (-)$65,000 (-)
2023$618.00$65,000$65,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2013

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCENTRAL CITY WATER & SEWER
serves 5,601 people · EPA ID KY0890071
Water SourceSurface water
Last State InspectionMar 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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