813 SW 3rd St, Checotah, OK 74426 Property Records

McIntosh County property record for 813 SW 3rd St, Checotah, OK 74426

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 972 sqft · built 1959
Lot Size	0.225 acres (9,801 sqft)
Owner	Company Name on File
Last Sale	$630,000 (Jan 2024)
Tax Bill	$624 (2025)
Deeds & Mortgages	Nov 2021 Sale & Construction Loan Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`460026837`

Property Details

APN / Parcel Number

Primary APN	`460026837`
Alternative APN	`2020-00-004-010-0-000-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	972 sqft Living Area
1st Floor Area	972 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 2021
Architectural Style	Traditional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,801 sqft (0.225 acres)
Garage Type	Carport
Garage Area	228 sqft
Carport	Carport
Carport Area	228 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	460026837
Street Address	813 SW 3RD ST
City	CHECOTAH
State	OK
Zip	74426-5205
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S20' LOT 10 ALL LOT 11-12 BLK 4 CHECOTAH HEIGHTS #1 659/161 718/308 1015/579 1126/514 1188/623
Legal Range	17E
Legal Township	11N
Legal Section	5
Legal Subdivision	CHECOTAH HEIGHTS #1
Legal Block	4
Legal Lot Number	10-12
Jurisdiction	MCINTOSH OK
Township / Civil Division	CHECOTAH
Census Block Group	1
Census Block	1052
Census Tract	779700

Owner

813 SW 3rd St is owned by a company that bought it in January 2024.

Source: McIntosh County records, as of September 23, 2026

Owner of Record	Company Name on File
Mailing Address	31120 S TUCKER KNOB RD, KINTA, OK 74552-3144
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2021	Warranty Deed, Construction Loan · Construction Mortgage ARMSTRONG BANK
Nov 8, 2017	Warranty Deed, Transfer FARMERS STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 11, 2024 · Amount on File
Deed Sale	Jan 11, 2024 · Amount on File
Prior Sale	Nov 23, 2021 · Amount on File
Deed Document Number	2024129
Deed Book / Page	1188 / 623
Prior Transfer Date	Feb 18, 2004
Prior Transfer Doc	0659000161
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MCINTOSH OK
Recording Date	Nov 23, 2021
Property Address	813 SW 3RD ST, CHECOTAH, OK 74426-5205
Document Number	1126/514
Book / Page	1126 / 514
Instrument Date	Nov 23, 2021
Instrument	2021-006308
Transaction Type	Construction Loan
Record Updated	Dec 8, 2021
Title Company	SOVEREIGN TITLE SERVICES

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$82.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413923 E JOGORD, CHECOTAH, OK 74426

Mortgage

Document Number	2021006309
Date	Nov 23, 2021
Instrument	2021-006309

Lender

Name	ARMSTRONG BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 23, 2036

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCINTOSH OK
Recording Date	Nov 8, 2017
Property Address	813 SW 3RD ST, CHECOTAH, OK 74426-5205
Document Number	001015/579
Book / Page	1015 / 579
Instrument Date	Nov 7, 2017
Instrument	2017-004808
Transaction Type	Transfer
Record Updated	Mar 15, 2022
Title Company	PIONEER ABSTRACT AND TITLE C

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$57.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 267, CHECOTAH, OK 74426-0267

Mortgage

Document Number	1015/580
Date	Nov 8, 2017
Book Page	1015/580
Instrument	2017-004809

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	QUINTON, OK 74561

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 813 SW 3rd St was $624, down 0.2% from the year before.

Source: McIntosh County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	McIntosh County
Municipality	Checotah City
Unified School District	Checotah Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$7,424 (+5.01%) Land $2,729 Building $4,695	$67,486 (-44.09%) Land $24,806 Building $42,680
2025	$624.00 (-0.16%)	$7,070 (-) Land $2,599 Building $4,471	$120,710 (+17.47%) Land $34,773 Building $85,937
2024	$625.00 (+14.68%)	$7,070 (+10.24%) Land $2,475 Building $4,595	$102,754 (+76.25%) Land $22,500 Building $80,254
2023	$545.00	$6,413 Land $2,475 Building $3,938	$58,299 Land $22,500 Building $35,799

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 813 SW 3rd St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective May 15, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 813 SW 3rd St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Oklahoma
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Cross Wireless Fiber	1,000 / 500
Vyve Broadband Cable	1,000 / 50

May also be available: AT&T.

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