805 SW 3rd St, Checotah, OK 74426 Property Records

McIntosh County property record for 805 SW 3rd St, Checotah, OK 74426

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,032 sqft · built 1925
Lot Size	0.161 acres (7,013 sqft)
Owner	Individual Name on Record
Last Sale	$90,000 (Nov 2020)
Tax Bill	$985 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Nov 2020 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`460026834`

Property Details

APN / Parcel Number

Primary APN	`460026834`
Alternative APN	`2020-00-004-001-0-000-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,032 sqft Living Area
1st Floor Area	1,032 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 2019
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	7,013 sqft (0.161 acres)

Exterior Amenities

Porch	Slab
Porch Area	228 sqft
Deck Area	84 sqft
Shed	1 Shed
Shed Area	180 sqft
Pole Barn	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	460026834
Street Address	805 SW 3RD ST
City	CHECOTAH
State	OK
Zip	74426-5205
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1-2 BLK 4 CHECOTAH HEIGHTS #1 572/01 779/5 802/96 804/721 837/719 1097/309
Legal Range	17E
Legal Township	11N
Legal Section	5
Legal Subdivision	CHECOTAH HEIGHTS #1
Legal Block	4
Legal Lot Number	1,2
Jurisdiction	MCINTOSH OK
Township / Civil Division	CHECOTAH
Census Block Group	1
Census Block	1052
Census Tract	779700

Owner

Source: McIntosh County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	805 SW 3RD ST, CHECOTAH, OK 74426-5205
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2022	Deed of Trust, Mortgage · FHA Mortgage ARMSTRONG BANK
Nov 3, 2020	Deed, Transfer · Line of Credit ARMSTRONG BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2020 · Amount on Record
Deed Sale	Nov 3, 2020 · Amount on Record
Prior Sale	Jun 3, 2009 · Amount on Record
Deed Document Number	20204617
Deed Book / Page	1097 / 309
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCINTOSH OK
Property Address	805 SW 3RD ST, CHECOTAH, OK 74426-5205
Transaction Type	Mortgage
Record Updated	Mar 28, 2022
Title Company	NATIONS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001137/353
Date	Mar 10, 2022
Book Page	1137/353
Instrument	I-2022-001297

Lender

Name	ARMSTRONG BANK
Type	Bank
Address	NORMAN, OK 73069

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

November 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MCINTOSH OK
Recording Date	Nov 3, 2020
Property Address	805 SW 3RD ST, CHECOTAH, OK 74426-5205
Document Number	001097/309
Book / Page	1097 / 309
Instrument Date	Oct 30, 2020
Instrument	2020-004617
Transaction Type	Transfer
Record Updated	Mar 15, 2022
Title Company	NATIONS TITLE OF OKC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$135.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	805 SW 3RD ST, CHECOTAH, OK 74426-5205

Mortgage

Document Number	001097/320
Date	Nov 3, 2020
Book Page	1097/320
Instrument	2020-004622

Lender

Name	ARMSTRONG BANK
Type	Bank
Address	CHECOTAH, OK 74426

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 31, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: McIntosh County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	McIntosh County
Municipality	Checotah City
Unified School District	Checotah Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$11,710 (+5%) Land $654 Building $11,056	$106,455 (+5%) Land $5,949 Building $100,506
2025	$985.00 (-0.1%)	$11,152 (+5.22%) Land $654 Building $10,498	$101,386 (+5.22%) Land $5,949 Building $95,437
2024	$986.00 (+17.24%)	$10,599 (+7.16%) Land $423 Building $10,176	$96,354 (+7.15%) Land $3,849 Building $92,505
2023	$841.00	$9,891 Land $423 Building $9,468	$89,923 Land $3,849 Building $86,074

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 15, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Oklahoma
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Cross Wireless Fiber	1,000 / 500
Vyve Broadband Cable	1,000 / 50

May also be available: AT&T.

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