813 Spruce Loop, Crossville, TN 38555 Property Records

Cumberland County property record for 813 Spruce Loop, Crossville, TN 38555

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,830 sqft · built 2019
Lot Size	0.41 acres (17,860 sqft)
Owner	Individual Name on Record
Tax Bill	$108 (2018)
Deeds & Mortgages	Sep 2019 Sale Jun 2019 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`018112L N 01700`

Property Details

APN / Parcel Number

Primary APN	`018112L N 01700`
Alternative APN	`112L N 01700`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,830 sqft Living Area
1st Floor Area	1,830 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	17,860 sqft (0.41 acres)
Lot Dimensions	158 ft deep x 113 ft wide
Terrain	Rolling
Garage Type	Finished
Garage Area	532 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	252 sqft
Deck Area	168 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	813 SPRUCE LOOP
City	CROSSVILLE
State	TN
Zip	38555-6171
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01, SEV MIN UNIVERSAL SVC CORP 112-15.02M DB 1106/2032, COUNTY AREA: C05
Legal Subdivision	SPRUCE VIEW SUB
Legal Lot Number	17
Jurisdiction	CUMBERLAND TN
Township / Civil Division	1
Census Block Group	1
Census Block	1015
Census Tract	970601

Owner

Source: Cumberland County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	813 SPRUCE LOOP, CROSSVILLE, TN 38555-6171
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2019	Warranty Deed, Transfer POINTER TITLE SERVICES INC, POINTER TITLE SVCS INC
Jun 10, 2019	Trustee's Deed, Construction Loan · Construction Mortgage CITIZENS FIRST BK
Mar 4, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2021
Deed Sale	May 17, 2021
Prior Sale	Mar 4, 2019 · Amount on Record
Deed Document Number	0016101301
Deed Book / Page	1559 / 2093
Prior Transfer Date	Sep 27, 2019
Prior Transfer Doc	19011704
Record Updated	Jun 8, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND TN
Recording Date	Sep 27, 2019
Property Address	813 SPRUCE LOOP, CROSSVILLE, TN 38555-6171
Document Number	0000011704
Book / Page	001559 / 002093
Instrument Date	Sep 27, 2019
Instrument	11704
Transaction Type	Transfer
Record Updated	Oct 15, 2019
Title Company	POINTER TITLE SERVICES INC, POINTER TITLE SVCS INC

Transaction

Amount	Amount Recorded
Tax	$843.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	813 SPRUCE LOOP CROSSVILLE TN 38555, CROSSVILLE, TN 38555

June 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	CUMBERLAND TN
Recording Date	Jun 10, 2019
Property Address	813 SPRUCE LOOP, CROSSVILLE, TN 38555-6171
Book / Page	001551 / 000951
Instrument Date	Jun 4, 2019
Instrument	6721
Transaction Type	Construction Loan
Record Updated	Jun 28, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135 HUSE POTTER RD LANCING TN 377702115, LANCING, TN 37770-2115

Mortgage

Document Number	0000006721
Date	Jun 10, 2019
Book Page	001551/000951
Instrument	6721

Lender

Name	CITIZENS FIRST BK
Type	Bank
Address	WARTBURG, TN 37887

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 9, 2020

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND TN
Recording Date	Mar 4, 2019
Property Address	813 SPRUCE LOOP, CROSSVILLE, TN 38555-6171
Document Number	0000002792
Book / Page	001545 / 000632
Instrument Date	Mar 4, 2019
Instrument	2792
Transaction Type	Transfer
Record Updated	Mar 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$59.20
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135 HUSE OITTER RD LANCING TN 37770, LANCING, TN 37770

Tax Assessment & Valuation

Source: Cumberland County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Cumberland County
Municipality	Crossville City
Unified School District	Cumberland County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$79,950 (-) Land $6,250 Building $73,700
2023		$79,950 (-) Land $6,250 Building $73,700
2022		$79,950 Land $6,250 Building $73,700	$319,800 (-) Land $25,000 Building $294,800
2021			$319,800 Land $25,000 Building $294,800
2018	$108.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 67% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CROSSVILLE WATER DEPT serves 32,985 people · EPA ID TN0000150
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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