Cumberland County property record for 1640 Spruce Loop, Crossville, TN 38555
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,432 sqft · built 1995 |
| Lot Size | 0.53 acres (23,100 sqft) |
| Owner | Individual Name on File |
| Last Sale | $120,500 (Nov 2016) |
| Tax Bill | $475 (2025) |
| Deeds & Mortgages | Nov 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 018125C A 00100 |
| Primary APN | 018125C A 00100 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,432 sqft Living Area |
| 1st Floor Area | 1,432 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 23,100 sqft |
| Lot Dimensions | 210 ft deep x 110 ft wide |
| Terrain | Rolling |
| Garage Type | Finished |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 216 sqft |
| Patio Area | 200 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 1640 SPRUCE LOOP |
|---|---|
| City | CROSSVILLE |
| State | TN |
| Zip | 38555-3882 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 01, COUNTY AREA: B56 |
| Legal Subdivision | SHERWOOD FARMS |
| Legal Lot Number | 213 110 |
| Jurisdiction | CUMBERLAND TN |
| Township / Civil Division | 8 |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 970601 |
Source: Cumberland County records, as of January 26, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1640 SPRUCE LOOP, CROSSVILLE, TN 38555-3882 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 10, 2016 · Amount on File |
| Deed Sale | Nov 10, 2016 · Amount on File |
| Prior Sale | Feb 26, 2016 |
| Deed Document Number | 0001489242 |
| Deed Book / Page | 1489 / 242 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND TN |
| Property Address | 1640 SPRUCE LOOP, CROSSVILLE, TN 38555-3882 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000013419 |
|---|---|
| Date | Nov 5, 2019 |
| Book Page | 1562/2054 |
| Instrument | 19013419 |
| Name | FIRST NATIONAL BANK OF TENNESSEE |
|---|---|
| Type | Bank |
| Address | CROSSVILLE, TN 38571 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 31, 2049 |
Source: Cumberland County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Cumberland County |
| Unified School District | Cumberland County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $475.00 (+20.25%) | $41,875 (-) Land $3,000 Building $38,875 | |
| 2023 | $41,875 (-) Land $3,000 Building $38,875 | ||
| 2022 | $41,875 Land $3,000 Building $38,875 | $167,500 (-) Land $12,000 Building $155,500 | |
| 2021 | $167,500 Land $12,000 Building $155,500 | ||
| 2018 | $395.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 16, 2007
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · above 70% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CROSSVILLE WATER DEPT serves 32,985 people · EPA ID TN0000150 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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