Fairfield County property record for 813 Rutter Ave, Lancaster, OH 43130
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 1,176 sqft · built 1951 |
| Lot Size | 0.128 acres (5,602 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $112,900 (Jun 2012) |
| Tax Bill | $1,942 (2023) |
| Deeds & Mortgages | Apr 2024 Mortgage Jan 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 053-31059.00 |
| Primary APN | 053-31059.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,176 sqft Living Area |
| 1st Floor Area | 784 sqft |
| 2nd Floor Area | 392 sqft |
| Basement Area | 225 sqft |
| Finished Basement | 225 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,602 sqft (0.128 acres) |
| Lot Dimensions | 140 ft deep x 40 ft wide |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 32 sqft |
| Deck Area | 288 sqft |
| Patio Area | 576 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Oil |
| Heating Fuel | Gas |
| Account Number | 0304 00035 |
|---|---|
| Street Address | 813 RUTTER AVE |
| City | LANCASTER |
| State | OH |
| Zip | 43130-2736 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RUTTERS PARKVIEW 2ND ADD LOT 4 |
| Legal Subdivision | RUTTERS PARKVIEW 2ND ADD |
| Legal Lot Number | 4 |
| Jurisdiction | FAIRFIELD OH |
| Township / Civil Division | LANCASTER CITY |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 32100 |
Source: Fairfield County records, as of March 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 813 RUTTER AVE, LANCASTER, OH 43130-2736 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Apr 26, 2024 | Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK |
| Jan 17, 2023 | Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK |
| Aug 26, 2022 | Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK |
| Jan 16, 2020 | Loan Modification, Mortgage · Conventional Mortgage MIDFIRST BK |
| Dec 19, 2019 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Last Sale | Jun 21, 2012 · Amount on Record |
|---|---|
| Deed Sale | Jun 21, 2012 · Amount on Record |
| Deed Document Number | 0016002860 |
| Deed Book / Page | 1600 / 2860 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAIRFIELD OH |
| Property Address | 813 RUTTER AVE, LANCASTER, OH 43130-2736 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2024 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 813 RUTTER AVE, LANCASTER, OH 43130-2736 |
| Document Number | 0000006067 |
|---|---|
| Date | Apr 26, 2024 |
| Instrument | 202400006067 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | 501 NW GRAND BLVD, OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Apr 1, 2064 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAIRFIELD OH |
| Property Address | 813 RUTTER AVE, LANCASTER, OH 43130-2736 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2023 |
| Title Company | FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 813 RUTTER AVE, LANCASTER, OH 43130-2736 |
| Document Number | 0000000756 |
|---|---|
| Date | Jan 17, 2023 |
| Instrument | 202300000756 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Jan 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAIRFIELD OH |
| Property Address | 813 RUTTER AVE, LANCASTER, OH 43130-2736 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 813 RUTTER AVE, LANCASTER, OH 43130-2736 |
| Document Number | 0000017749 |
|---|---|
| Date | Aug 26, 2022 |
| Instrument | 202200017749 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 329 Months |
| Due | Jan 1, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | FAIRFIELD OH |
| Property Address | 813 RUTTER AVE, LANCASTER, OH 43130-2736 |
| Document Number | 0000002159 |
| Instrument Date | Jan 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 813 RUTTER AVE LANCASTER OH 431302736, LANCASTER, OH 43130-2736 |
| Document Number | 0000002159 |
|---|---|
| Date | Jan 31, 2020 |
| Book Page | 001814/001710 |
| Instrument | 2159 |
| Name | MIDFIRST BK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 30, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAIRFIELD OH |
| Property Address | 813 RUTTER AVE, LANCASTER, OH 43130-2736 |
| Document Number | 0000001644 |
| Instrument Date | Dec 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 813 RUTTER AVENUE LANCASTER LANCASTER OH 43130, LANCASTER, OH 43130 |
| Document Number | 0000001644 |
|---|---|
| Date | Jan 24, 2020 |
| Book Page | 001813/003730 |
| Instrument | 1644 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 23, 2050 |
Source: Fairfield County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Fairfield County |
| Municipality | Lancaster City |
| Unified School District | Lancaster City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $70,740 (+32.42%) Land $16,630 Building $54,110 | $202,110 (+32.41%) Land $47,520 Building $154,590 | |
| 2023 | $1,942.00 Homeowner's exemption | $53,420 (-) Land $10,280 Building $43,140 | |
| 2022 | Homeowner's exemption | $53,420 Land $10,280 Building $43,140 | $152,640 Land $29,380 Building $123,260 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LANCASTER CITY PWS serves 40,400 people · EPA ID OH2301012 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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