Cooke County property record for 813 Ritchey St, Gainesville, TX 76240
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 880 sqft · built 1940 |
| Lot Size | 0.144 acres (6,251 sqft) |
| Owner | Individual Name on File |
| Last Sale | $258,000 (Jan 2025) |
| Tax Bill | $4,758 (2026) |
| Deeds & Mortgages | Jan 2025 Mortgage Jan 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2905-005-00008 |
| Primary APN | 2905-005-00008 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 880 sqft Living Area |
| Gross Area | 1,948 sqft |
| 1st Floor Area | 880 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Siding |
| Foundation Type | Pier/Post & Beam |
| Roof Material | Composition Shingle |
| Lot Area | 6,251 sqft (0.144 acres) |
| Garage Type | Carport |
| Garage Area | 264 sqft |
| Carport | Carport |
| Carport Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 84 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2905-005-00008 |
|---|---|
| Street Address | 813 RITCHEY ST |
| City | GAINESVILLE |
| State | TX |
| Zip | 76240-3534 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WOODSMITH; 2905; BLOCK 5; LOT 8; 0.1435 |
| Legal Subdivision | WOODSMITH |
| Legal Block | 5 |
| Legal Lot Number | 8 |
| Jurisdiction | COOKE TX |
| Township / Civil Division | GAINESVILLE |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 600 |
813 Ritchey St is owned and occupied by an individual who bought it in January 2025.
Source: Cooke County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 813 RITCHEY ST, GAINESVILLE, TX 76240-3534 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 6, 2025 | Vendor's Lien, Subdivision Related Transfer · VA Mortgage GUILD MORTGAGE CO |
| Jan 6, 2025 | Special Warranty Deed, Transfer · VA Mortgage GUILD MORTGAGE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 6, 2025 · Amount on File |
| Deed Sale | Jan 6, 2025 · Amount on File |
| Prior Sale | Jan 6, 2025 |
| Deed Document Number | 202549 |
| Deed Book / Page | 2687 / 613 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | COOKE TX |
| Recording Date | Jan 6, 2025 |
| Property Address | 813 RITCHEY ST, GAINESVILLE, TX 76240-3534 |
| Document Number | 002687/613 |
| Book / Page | 2687 / 613 |
| Instrument Date | Jan 3, 2025 |
| Instrument | 2025-49 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 2, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5711 TENNESSEE DR, DENTON, TX 76210-0265 |
| Name | Verified Name |
|---|---|
| Address | 813 RITCHEY ST, GAINESVILLE, TX 76240-3534 |
| Document Number | 0000202550 |
|---|---|
| Date | Jan 6, 2025 |
| Instrument | 2025-50 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2055 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | COOKE TX |
| Recording Date | Jan 6, 2025 |
| Property Address | 813 RITCHEY ST, GAINESVILLE, TX 76240-3534 |
| Document Number | 002687/609 |
| Book / Page | 2687 / 609 |
| Map Reference | VOL 2185 PG 677 |
| Instrument Date | Jan 3, 2025 |
| Instrument | 2025-48 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5711 TENNESSEE DR, DENTON, TX 76210-0265 |
| Name | Verified Name |
|---|---|
| Address | 5711 TENNESSEE DR, DENTON, TX 76210-0265 |
| Document Number | 002687/618 |
|---|---|
| Date | Jan 6, 2025 |
| Book Page | 2687/618 |
| Instrument | 2025-50 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2055 |
The 2026 property tax bill for 813 Ritchey St was $4,758 with exemptions applied, up 513.9% from the year before.
Source: Cooke County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Cooke County |
| Municipality | Gainesville City |
| Unified School District | Gainesville Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,758.00 (+513.94%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $227,425 (-) Land $25,438 Building $201,987 | $227,425 (-) Land $25,438 Building $201,987 |
| 2025 | $775.00 (-75.05%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $227,425 Land $25,438 Building $201,987 | $227,425 Land $25,438 Building $201,987 |
| 2024 | $3,106.00 | ||
| 2023 | $85,463 Land $23,125 Building $62,338 | $85,463 Land $23,125 Building $62,338 | |
| 2022 | $1,592.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 813 Ritchey St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2007) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2007 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 813 Ritchey St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 562 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nortex Communications Company Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| ElektraFi Fixed Wireless | 100 / 20 |
May also be available: Element8.
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