812 Ritchey St, Gainesville, TX 76240 Property Records

Cooke County property record for 812 Ritchey St, Gainesville, TX 76240

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 2,297 sqft · built 1930
Lot Size	0.348 acres (15,159 sqft)
Owner	Company Name on Record
Tax Bill	$3,532 (2026)
Deeds & Mortgages	Jun 2017 Mortgage Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2300-153-00010`

Property Details

APN / Parcel Number

Primary APN	`2300-153-00010`
Alternative APN	`6566`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	2,297 sqft Living Area
Gross Area	3,172 sqft
1st Floor Area	1,217 sqft
Utility Room	Utility Room
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	15,159 sqft (0.348 acres)
Garage Type	Carport
Garage Area	161 sqft
Carport	Carport
Carport Area	161 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	162 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C

Location & Zoning

Account Number	2300-153-00010
Street Address	812 RITCHEY ST
City	GAINESVILLE
State	TX
Zip	76240-3535
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GAINESVILLE ADDN; BLOCK 153; TR 10; ACRES .348
Legal Subdivision	GAINESVILLE ADDN
Legal Tract	10
Legal Block	153
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE
Census Block Group	3
Census Block	3011
Census Tract	600

Owner

Source: Cooke County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4777 FM 455 W, SANGER, TX 76266-7033
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage ROUNDPOINT MORTGAGE SERVICING CORP
Oct 4, 2018	Vendor's Lien, Transfer · Conventional Mortgage INDEPENDENT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 30, 2024
Deed Sale	May 30, 2024
Prior Sale	May 24, 2024
Deed Document Number	20243565
Deed Book / Page	2646 / 622
Prior Transfer Date	May 13, 2024
Prior Transfer Doc	002645/709
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	812 RITCHEY ST, GAINESVILLE, TX 76240-3535
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2137/812
Date	Jun 21, 2017
Book Page	2137/812
Instrument	2017-75126

Lender

Name	ROUNDPOINT MORTGAGE SERVICING CORP
Type	Mortgage Company
Address	CHARLOTTE, NC 28217

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2032

October 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	Oct 4, 2018
Property Address	812 RITCHEY ST, GAINESVILLE, TX 76240-3535
Document Number	2220/269
Book / Page	2220 / 269
Instrument Date	Sep 24, 2018
Instrument	00086656
Transaction Type	Transfer
Record Updated	Nov 9, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	812 RITCHEY ST, GAINESVILLE, TX 76240-3535

Mortgage

Document Number	00086657
Date	Oct 4, 2018
Instrument	00086657

Lender

Name	INDEPENDENT BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Municipality	Gainesville City
Unified School District	Gainesville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,532.00 (+6.19%)	$168,816 (+6.17%) Land $49,264 Building $119,552	$168,816 (+6.17%) Land $49,264 Building $119,552
2025	$3,326.00 (+10.39%)	$159,009 (-0.42%) Land $49,264 Building $109,745	$159,009 (-0.42%) Land $49,264 Building $109,745
2024	$3,013.00 (+0.4%)
2023		$159,677 Land $44,719 Building $114,958	$159,677 Land $44,719 Building $114,958
2022	$3,001.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2007 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 562 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20

May also be available: Element8.

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