813 Paul St, McHenry, IL 60051 Property Records

McHenry County property record for 813 Paul St, McHenry, IL 60051

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,264 sqft · built 1946
Lot Size	0.211 acres (9,203 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (Sep 2021)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-29-304-033`

Property Details

APN / Parcel Number

Primary APN	`15-29-304-033`

Interior

Bedrooms	3 Beds
Building Area	1,264 sqft

Exterior

Year Built	Built 1946
Lot Area	9,203 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	813 PAUL ST
City	MCHENRY
State	IL
Zip	60051-9783
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2021R0051147 LTS 99, 100 & 101 PORTENS HICKORY KNOLL SUB
Legal Range	09E
Legal Township	44N
Legal Section	29
Legal Subdivision	PORTENS HICKORY KNOLL
Legal Block	304
Legal Lot Number	99-101
Jurisdiction	MCHENRY IL
Township / Civil Division	NUNDA
Census Block Group	2
Census Block	2007
Census Tract	870812

Owner

813 Paul St is owned and occupied by an individual who bought it in September 2021.

Source: McHenry County records, as of June 23, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	813 PAUL ST, MCHENRY, IL 60051-9783
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2021 · Amount on File
Deed Sale	Sep 20, 2021 · Amount on File
Deed Document Number	0000051147
Record Updated	Jun 7, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Sep 20, 2021
Property Address	813 PAUL ST, MCHENRY, IL 60051-9783
Document Number	0000051147
Map Reference	MB 5 PG 21
Instrument Date	Aug 2, 2021
Instrument	2021R0051147
Transaction Type	Transfer
Record Updated	May 17, 2024

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$245.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	813 PAUL ST, MCHENRY, IL 60051-9783

Mortgage

Document Number	0000051148
Date	Sep 20, 2021
Instrument	2021R0051148

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Nunda Township
Unified School District	Wauconda Community Unit School District 118 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Disabled Person's exemption Veteran's exemption	$70,857 Land $16,441 Building $54,416	$212,571 Land $49,323 Building $163,248

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 813 Paul St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	5 (1999–2017)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Sep 2017 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 813 Paul St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA ILLINOIS-NUNDA private · serves 485 people · EPA ID IL1115600
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20