McHenry County property record for 805 Paul St, McHenry, IL 60051
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 1,344 sqft · built 1940 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on File |
| Last Sale | $92,000 (Jul 2015) |
| Tax Bill | $4,429 (2024) |
| Deeds & Mortgages | Nov 2017 Line of Credit Apr 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-29-328-002 |
| Primary APN | 15-29-328-002 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 4 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| 1st Floor Area | 966 sqft |
| Basement Area | 966 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Lot Area | 8,276 sqft (0.19 acres) |
| Lot Dimensions | 135 ft deep x 120 ft wide |
| Garage Type | Detached |
| Deck Area | 67 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 805 PAUL ST |
|---|---|
| City | MCHENRY |
| State | IL |
| Zip | 60051-9455 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2015R0027652 LT 104 PORTENS HICKORY KNOLL SUB |
| Legal Subdivision | PORTENS HICKORY KNOLL SUB |
| Legal Block | 328 |
| Legal Lot Number | 104 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | NUNDA |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 870812 |
805 Paul St is owned and occupied by an individual who bought it in July 2015.
Source: McHenry County records, as of June 30, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 805 PAUL ST, MCHENRY, IL 60051-9455 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 1, 2017 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Apr 30, 2019 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Jul 30, 2019 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 28, 2015 · Amount on File |
| Deed Sale | Jul 28, 2015 · Amount on File |
| Prior Sale | Sep 24, 2003 · Amount on File |
| Deed Document Number | 201527652 |
| Prior Transfer Date | Jan 28, 1994 |
| Prior Transfer Doc | 0094007955 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 805 PAUL ST, MCHENRY, IL 60051-9455 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000040587 |
|---|---|
| Date | Nov 1, 2017 |
| Instrument | 2017R0040587 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 12, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 805 PAUL ST, MCHENRY, IL 60051-9455 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000011719 |
|---|---|
| Date | Apr 30, 2019 |
| Instrument | 2019R0011719 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 805 PAUL ST, MCHENRY, IL 60051-9455 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMROCK |
| Name | Verified Name |
|---|
| Document Number | 0000023653 |
|---|---|
| Date | Jul 30, 2019 |
| Instrument | 2019R0023653 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | May 1, 2049 |
Source: McHenry County assessment roll, as of June 30, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Nunda Township |
| Unified School District | Wauconda Community Unit School District 118 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $4,429.00 | $68,972 Land $15,782 Building $53,190 | $206,916 Land $47,346 Building $159,570 |
| 2022 | Homeowner's exemption | $56,564 Land $12,943 Building $43,621 | $169,692 Land $38,829 Building $130,863 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 805 Paul St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 5 (1999–2017) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Sep 2017 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 805 Paul St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA ILLINOIS-NUNDA private · serves 485 people · EPA ID IL1115600 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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