813 N Sumac St, Gardner, KS 66030 Property Records

Johnson County property record for 813 N Sumac St, Gardner, KS 66030

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,433 sqft · built 2001
Lot Size	0.212 acres (9,251 sqft)
Owner	Individual Name on File
Last Sale	$226,300 (Apr 2015)
Tax Bill	$5,495 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Apr 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`CP65000000-0056`

Property Details

APN / Parcel Number

Primary APN	`CP65000000-0056`
Alternative APNs	`0461362401015020000` `R4843`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,433 sqft Living Area
Gross Area	3,405 sqft
1st Floor Area	944 sqft
Basement Area	912 sqft
Finished Basement	400 sqft
Unfinished Basement	512 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,251 sqft (0.212 acres)
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Slab
Porch Area	140 sqft
Deck Area	100 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	R4843
Street Address	813 N SUMAC ST
City	GARDNER
State	KS
Zip	66030-2211
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	MOONLIGHT GARDENS II LT 56 GAC 82 2 56
Legal Subdivision	MOONLIGHT GARDENS II
Legal Lot Number	56
Jurisdiction	JOHNSON KS
Township / Civil Division	GARDNER
Census Block Group	2
Census Block	2001
Census Tract	53707

Owner

813 N Sumac St is owned and occupied by an individual who bought it in April 2015.

Source: Johnson County records, as of May 29, 2026

Owner of Record	Individual Name on File
Mailing Address	813 N SUMAC ST, GARDNER, KS 66030-2211
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Apr 5, 2018	Deed of Trust, Mortgage · Second Mortgage (Down Payment) DISCOVER BANK
Oct 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2015 · Amount on File
Deed Sale	Apr 22, 2015 · Amount on File
Prior Sale	Oct 21, 2013 · Amount on File
Deed Book / Page	201504 / 7566
Prior Transfer Date	Apr 14, 2015
Prior Transfer Doc	201504/007566
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON KS
Recording Date	Aug 17, 2026
Property Address	813 N SUMAC ST, GARDNER, KS 66030-2211
Document Number	0000004448
Book / Page	202608 / 4448
Instrument Date	Aug 7, 2026
Instrument	20264448
Transaction Type	Mortgage
Record Updated	Sep 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004448,
Date	Aug 17, 2026
Book Page	202608/4448
Instrument	20264448

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON KS
Property Address	813 N SUMAC ST, GARDNER, KS 66030-2211
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201804/001431
Date	Apr 5, 2018
Book Page	201804/001431

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	240 Months
Due	Apr 5, 2038

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON KS
Property Address	813 N SUMAC ST, GARDNER, KS 66030-2211
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	FIRST UNITED TITLE AGENCY LLC, FIRST UNITED TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202010/7520
Date	Oct 16, 2020
Book Page	202010/7520

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 813 N Sumac St was $5,495, up 4.1% from the year before.

Source: Johnson County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Kansas
County	Johnson County
Municipality	Gardner City
Unified School District	Gardner Edgerton Unified School District 231 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,495.00 (+4.05%)	$44,988 (+4.82%) Land $7,537 Building $37,451	$391,200 (+4.82%) Land $65,540 Building $325,660
2024	$5,281.00 (+2.52%)	$42,918 (+5.22%) Land $7,537 Building $35,381	$373,200 (+5.22%) Land $65,540 Building $307,660
2023	$5,151.00 (+9.88%)	$40,790 (+11.02%) Land $7,537 Building $33,253	$354,700 (+11.02%) Land $65,540 Building $289,160
2022	$4,688.00	$36,742 Land $6,466 Building $30,276	$319,500 Land $56,230 Building $263,270

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 813 N Sumac St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 813 N Sumac St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.4% of Kansas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GARDNER serves 23,942 people · EPA ID KS2009106
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
KWIKOM Communications Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Brightspeed, Wisper ISP.

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