809 N Sumac St, Gardner, KS 66030 Property Records

Johnson County property record for 809 N Sumac St, Gardner, KS 66030

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,766 sqft · built 2002
Lot Size	0.206 acres (8,985 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,904 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2011 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`CP65000000-0055`

Property Details

APN / Parcel Number

Primary APN	`CP65000000-0055`
Alternative APNs	`0461362401015019000` `R4842`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,766 sqft Living Area
Gross Area	2,456 sqft
1st Floor Area	560 sqft
Basement Area	560 sqft
Finished Basement	350 sqft
Unfinished Basement	210 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,985 sqft (0.206 acres)
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Slab
Porch Area	40 sqft
Deck Area	Deck Area
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	R4842
Street Address	809 N SUMAC ST
City	GARDNER
State	KS
Zip	66030-2211
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	MOONLIGHT GARDENS II LT 55 GAC 82 2 55
Legal Subdivision	MOONLIGHT GARDENS II
Legal Lot Number	55
Jurisdiction	JOHNSON KS
Township / Civil Division	GARDNER
Census Block Group	2
Census Block	2001
Census Tract	53707

Owner

Source: Johnson County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	809 N SUMAC ST, GARDNER, KS 66030-2211
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
Jul 5, 2011	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Mar 19, 2007	Deed of Trust, Mortgage · Conventional Mortgage COUNTRYWIDE HOME LOANS INC
Jul 16, 2021	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Mar 10, 2017	Warranty Deed, Transfer PLATINUM TITLE LLC
Mar 30, 2005	Warranty Deed, Transfer · ARM CHEVY CHASE BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2021
Deed Sale	Jul 16, 2021
Prior Sale	Mar 10, 2017
Deed Book / Page	202107 / 6814
Prior Transfer Date	Nov 5, 2001
Prior Transfer Doc	0003335030
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON KS
Property Address	809 N SUMAC ST, GARDNER, KS 66030-2211
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	ALPHA TITLE GUARANTY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202107/9205
Date	Jul 22, 2021
Book Page	202107/9205

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

July 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON KS
Property Address	809 N SUMAC ST, GARDNER, KS 66030-2211
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	AFFINITY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201107/000553
Date	Jul 5, 2011
Book Page	201107/000553

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2041

March 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON KS
Property Address	809 N SUMAC ST, GARDNER, KS 66030-2211
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	PLATINUM TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200703/005635
Date	Mar 19, 2007
Book Page	200703/005635

Lender

Name	COUNTRYWIDE HOME LOANS INC
Type	Lending Institution
Address	CALABASAS, CA 91302

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2037

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON KS
Recording Date	Jul 16, 2021
Property Address	809 N SUMAC ST, GARDNER, KS 66030-2211
Document Number	202107/6814
Book / Page	202107 / 6814
Instrument Date	Jun 28, 2021
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	SECURITY FIRST TITLE, SECURITY 1ST TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	809 N SUMAC ST, GARDNER, KS 66030-2211

Mortgage

Document Number	2021079205
Date	Jul 16, 2021
Instrument	202107/9205

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON KS
Recording Date	Mar 10, 2017
Property Address	809 N SUMAC ST, GARDNER, KS 66030-2211
Document Number	201703/003113
Book / Page	201703 / 003113
Instrument Date	Mar 7, 2017
Transaction Type	Transfer
Record Updated	Jul 28, 2021
Title Company	PLATINUM TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	809 N SUMAC ST, GARDNER, KS 66030-2211

March 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON KS
Recording Date	Mar 30, 2005
Property Address	809 N SUMAC ST, GARDNER, KS 66030-2211
Document Number	200503/011585
Book / Page	200503 / 011585
Instrument Date	Mar 22, 2005
Transaction Type	Transfer
Record Updated	Jul 28, 2021
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	809 N SUMAC ST, GARDNER, KS 66030-2211

Mortgage

Document Number	200503/011586
Date	Mar 30, 2005
Book Page	200503/011586

Lender

Name	CHEVY CHASE BANK FSB
Type	Bank
Address	BETHESDA, MD 20814

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	1.9%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2005
Change Frequency	Monthly
Index	12-Month MTA
Max Rate	13.7%

Tax Assessment & Valuation

Source: Johnson County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Kansas
County	Johnson County
Municipality	Gardner City
Unified School District	Gardner Edgerton Unified School District 231 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,904.00 (+7.14%)	$40,296 (+7.82%) Land $7,513 Building $32,783	$350,400 (+7.82%) Land $65,330 Building $285,070
2024	$4,577.00 (+0.51%)	$37,375 (+3.4%) Land $7,513 Building $29,862	$325,000 (+3.4%) Land $65,330 Building $259,670
2023	$4,554.00 (+16.47%)	$36,145 (+17.5%) Land $7,513 Building $28,632	$314,300 (+17.5%) Land $65,330 Building $248,970
2022	$3,910.00	$30,762 Land $6,456 Building $24,306	$267,500 Land $56,140 Building $211,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.4% of Kansas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GARDNER serves 23,942 people · EPA ID KS2009106
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
KWIKOM Communications Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Brightspeed, Wisper ISP.

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