813 Fox Ridge Rd, Eldridge, IA 52748 Property Records

Scott County property record for 813 Fox Ridge Rd, Eldridge, IA 52748

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,431 sqft · built 1996
Lot Size	0.281 acres (12,240 sqft)
Owner	Company Name on Record
Last Sale	$1,000 (Feb 2023)
Tax Bill	$5,252 (2026)
Deeds & Mortgages	May 2026 Mortgage Apr 2017 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`931421124`

Property Details

APN / Parcel Number

Primary APN	`931421124`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,431 sqft Living Area
1st Floor Area	1,086 sqft
Basement Area	1,291 sqft
Finished Basement	720 sqft
Unfinished Basement	571 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,240 sqft (0.281 acres)
Garage Type	Attached
Garage Area	812 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	648 sqft
Porch	Patio
Porch Area	244 sqft
Deck Area	196 sqft
Patio Area	679 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	813 FOX RIDGE RD
City	ELDRIDGE
State	IA
Zip	52748-2025
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RUSTIC RIDGE ESTATES 3RD ADD LOT: 024 RUSTIC RIDGE ESTATES3RD ADD
Legal Subdivision	RUSTIC RIDGE ESTATES 3RD ADD
Legal Lot Number	24
Jurisdiction	SCOTT IA
Township / Civil Division	SHERIDAN
Census Block Group	3
Census Block	3058
Census Tract	10201

Owner

Source: Scott County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	813 FOX RIDGE RD, ELDRIDGE, IA 52748-2025
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
May 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST TRUST AND SAVINGS BANK
Apr 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage IH MISSISSIPPI VALLEY CU
Nov 29, 2017	Deed of Trust, Mortgage · Line of Credit IH MISSISSIPPI VALLEY CU
Mar 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST TRUST & SAVINGS BANK
Mar 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage COLLINS COMMUNITY CU
Jan 12, 2022	Deed of Trust, Mortgage · Line of Credit COLLINS COMMUNITY CU
Feb 17, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 17, 2023 · Amount on Record
Deed Sale	Feb 17, 2023 · Amount on Record
Prior Sale	Mar 21, 2013 · Amount on Record
Deed Document Number	20232749
Prior Transfer Date	Feb 15, 2023
Prior Transfer Doc	0000002749
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Recording Date	May 14, 2026
Property Address	813 FOX RIDGE RD, ELDRIDGE, IA 52748-2025
Document Number	0000010347
Instrument Date	May 7, 2026
Instrument	202610347
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	813 FOX RIDGE RD, ELDRIDGE, IA 52748-2025

Mortgage

Document Number	0000010347,
Date	May 14, 2026
Instrument	202610347

Lender

Name	FIRST TRUST AND SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jul 12, 2031

Interest

Rate	6.37%
Max Rate	-1%

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	813 FOX RIDGE RD, ELDRIDGE, IA 52748-2025
Transaction Type	Mortgage
Record Updated	Apr 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700009063
Date	Apr 17, 2017
Instrument	2017-00009063

Lender

Name	IH MISSISSIPPI VALLEY CU
Type	Credit Union
Address	MOLINE, IL 61265

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2032

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	813 FOX RIDGE RD, ELDRIDGE, IA 52748-2025
Transaction Type	Mortgage
Record Updated	Apr 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700032641
Date	Nov 29, 2017
Instrument	2017-00032641

Lender

Name	IH MISSISSIPPI VALLEY CU
Type	Credit Union
Address	MOLINE, IL 61265

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Nov 25, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	813 FOX RIDGE RD, ELDRIDGE, IA 52748-2025
Transaction Type	Mortgage
Record Updated	Apr 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000006455
Date	Mar 11, 2020
Instrument	202000006455

Lender

Name	FIRST TRUST & SAVINGS BANK
Type	Bank
Address	LOST NATION, IA 52254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2035

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	813 FOX RIDGE RD, ELDRIDGE, IA 52748-2025
Transaction Type	Mortgage
Record Updated	Apr 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100007908
Date	Mar 5, 2021
Instrument	202100007908

Lender

Name	COLLINS COMMUNITY CU
Type	Credit Union
Address	CEDAR RAPIDS, IA 52402

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	813 FOX RIDGE RD, ELDRIDGE, IA 52748-2025
Transaction Type	Mortgage
Record Updated	Apr 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200001080
Date	Jan 12, 2022
Instrument	202200001080

Lender

Name	COLLINS COMMUNITY CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SCOTT IA
Recording Date	Feb 17, 2023
Property Address	813 FOX RIDGE RD, ELDRIDGE, IA 52748-2025
Document Number	202300002749
Instrument Date	Feb 15, 2023
Instrument	202300002749
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1513 FOX RIDGE RD, ELDRIDGE, IA 52748-2314

Tax Assessment & Valuation

Source: Scott County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Scott County
Municipality	Eldridge City
Unified School District	North Scott Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,252.00	$452,400 (-) Land $98,000 Building $354,400	$452,400 (-) Land $98,000 Building $354,400
2025	$5,252.00 (+1.78%) Homeowner's exemption	$452,400 (+9.59%) Land $98,000 Building $354,400	$452,400 (+9.59%) Land $98,000 Building $354,400
2024	$5,160.00 (+7.32%)
2023		$412,800 Land $98,000 Building $314,800	$412,800 Land $98,000 Building $314,800
2022	$4,808.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979–1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELDRIDGE WATER SUPPLY serves 6,726 people · EPA ID IA8230008
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CentraCom Fiber	8,000 / 8,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Verizon.

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