805 Fox Ridge Rd, Eldridge, IA 52748 Property Records

Scott County property record for 805 Fox Ridge Rd, Eldridge, IA 52748

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,352 sqft · built 1996
Lot Size	0.265 acres (11,543 sqft)
Owner	Individual Name on File
Last Sale	$320,000 (Oct 2022)
Tax Bill	$3,394 (2026)
Deeds & Mortgages	Jan 2024 Line of Credit Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`931421122`

Property Details

APN / Parcel Number

Primary APN	`931421122`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	1,352 sqft Living Area
Basement Area	1,352 sqft
Finished Basement	675 sqft
Unfinished Basement	677 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	A-Frame
Exterior Material	Aluminum Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,543 sqft (0.265 acres)
Lot Dimensions	136 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	32 sqft
Deck Area	144 sqft
Patio Area	432 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	805 FOX RIDGE RD
City	ELDRIDGE
State	IA
Zip	52748-2025
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RUSTIC RIDGE ESTATES 3RD ADD LOT: 022 RUSTIC RIDGE ESTATES3RD ADD
Legal Subdivision	RUSTIC RIDGE ESTATES 3RD ADD
Legal Lot Number	22
Jurisdiction	SCOTT IA
Township / Civil Division	SHERIDAN
Census Block Group	3
Census Block	3058
Census Tract	10201

Owner

805 Fox Ridge Rd is owned and occupied by an individual who bought it in October 2022.

Source: Scott County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	805 FOX RIDGE RD, ELDRIDGE, IA 52748-2025
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2024	Deed of Trust, Mortgage · Line of Credit R I A FCU
Feb 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage R I A FCU
Jan 4, 2017	Deed of Trust, Mortgage · Conventional Mortgage RIA FCU
Jan 17, 2017	Deed of Trust, Mortgage · Line of Credit RIA FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2022 · Amount on File
Deed Sale	Oct 7, 2022 · Amount on File
Prior Transfer Date	Nov 4, 2005
Prior Transfer Doc	0000038892
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	805 FOX RIDGE RD, ELDRIDGE, IA 52748-2025
Transaction Type	Mortgage
Record Updated	Apr 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202400001273
Date	Jan 24, 2024
Instrument	202400001273

Lender

Name	R I A FCU
Type	Credit Union
Address	PO BOX 4750, ROCK ISLAND, IL 61204

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jan 25, 2039

Interest

Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	805 FOX RIDGE RD, ELDRIDGE, IA 52748-2025
Transaction Type	Mortgage
Record Updated	Mar 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100005420
Date	Feb 15, 2021
Instrument	202100005420

Lender

Name	R I A FCU
Type	Credit Union
Address	ROCK ISLAND, IL 61204

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Feb 12, 2031

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	805 FOX RIDGE RD, ELDRIDGE, IA 52748-2025
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700000267
Date	Jan 4, 2017
Instrument	2017-00000267

Lender

Name	RIA FCU
Type	Credit Union
Address	ROCK ISLAND, IL 61204

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	Dec 28, 2031

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	805 FOX RIDGE RD, ELDRIDGE, IA 52748-2025
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700001398
Date	Jan 17, 2017
Instrument	2017-00001398

Lender

Name	RIA FCU
Type	Credit Union
Address	ROCK ISLAND, IL 61204

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jan 17, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 805 Fox Ridge Rd was $3,394 with a homeowner's exemption.

Source: Scott County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Scott County
Municipality	Eldridge City
Unified School District	North Scott Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,394.00	$310,900 (-) Land $92,500 Building $218,400	$310,900 (-) Land $92,500 Building $218,400
2025	$3,394.00 (-4.66%) Homeowner's exemption	$310,900 Land $92,500 Building $218,400	$310,900 Land $92,500 Building $218,400
2024	$3,560.00
2023		$301,600 Land $92,500 Building $209,100	$301,600 Land $92,500 Building $209,100
2022	$3,310.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 805 Fox Ridge Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective April 18, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979–1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 805 Fox Ridge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELDRIDGE WATER SUPPLY serves 6,726 people · EPA ID IA8230008
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CentraCom Fiber	8,000 / 8,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Verizon.

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