8128 Josefa Way, Naples, FL 34114 Property Records

Collier County property record for 8128 Josefa Way, Naples, FL 34114

Property Summary

Property Type	Single Family Home
Details	945 sqft · built 2005
Lot Size	0.07 acres (3,049 sqft)
Owner	2 Individual Names on Record
Last Sale	$100 (May 2016)
Tax Bill	$4,683 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Jan 2024 Line of Credit + 2 more
Flood Zone	Zone AH (high risk)
APN	`690199 4145B26`

Property Details

APN / Parcel Number

Primary APN	`690199 4145B26`
Alternative APN	`79904710168`

Interior

Stories	2 Stories
Building Area	945 sqft Living Area
Gross Area	1,386 sqft
1st Floor Area	945 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2015
Construction Type	Concrete
Lot Area	3,049 sqft (0.07 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Pool Area	128 sqft
Deck Area	392 sqft

Location & Zoning

Street Address	8128 JOSEFA WAY
City	NAPLES
State	FL
Zip	34114-2615
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	VERONAWALK TOWNHOMES PHASE ONE LOT 414
Legal Range	26
Legal Township	50
Legal Section	26
Legal Subdivision	VERONAWALK TOWNHOMES PH 1
Legal Phase	1
Legal Tract	690199
Legal Block	2
Legal Lot Number	414
Jurisdiction	COLLIER FL
Township / Civil Division	EVERGLADES
Census Block Group	2
Census Block	2018
Census Tract	11108

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8128 JOSEFA WAY, NAPLES, FL 34114-2615
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2024	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Jan 23, 2024	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Dec 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
May 9, 2018	Loan Modification, Mortgage · Conventional with PMI PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2016 · Amount on Record
Deed Sale	May 1, 2016 · Amount on Record
Prior Sale	Mar 7, 2016 · Amount on Record
Deed Book / Page	5278 / 3992
Last Transfer Date	May 21, 2016
Transfer Doc	0052783992
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	8128 JOSEFA WAY, NAPLES, FL 34114-2615
Transaction Type	Mortgage
Record Updated	Mar 12, 2024
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0063232567
Date	Jan 23, 2024
Book Page	6323/2567
Instrument	6500032

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 12, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	8128 JOSEFA WAY, NAPLES, FL 34114-2615
Transaction Type	Mortgage
Record Updated	Feb 12, 2024
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0063232567
Date	Jan 23, 2024
Book Page	6323/2567
Instrument	6500032

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 12, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	8128 JOSEFA WAY, NAPLES, FL 34114-2615
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8128 JOSEFA WAY, NAPLES, FL 34114-2615

Mortgage

Document Number	0058521901
Date	Dec 1, 2020
Book Page	5852/1901
Instrument	5962080

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COLLIER FL
Property Address	8128 JOSEFA WAY, NAPLES, FL 34114-2615
Document Number	0055260039
Instrument Date	May 9, 2018
Transaction Type	Mortgage
Record Updated	Jul 13, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8128 JOSEFA WAY NAPLES FL 341142615, NAPLES, FL 34114-2615

Mortgage

Document Number	0055260039
Date	Jun 26, 2018
Book Page	005526/000039
Instrument	5577138

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2048

Interest

Rate Type	Fixed Rate
Rate	3.37%

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$394,855 (+13.73%) Land $137,214 Building $257,641	$394,855 (+13.73%) Land $137,214 Building $257,641
2025	$4,683.00 (+3.13%)	$347,185 (+9.69%) Land $125,017 Building $222,168	$347,185 (-11.56%) Land $125,017 Building $222,168
2023	$4,541.00 (+2.85%)	$316,512 (+1%)	$392,579 (+8.67%) Land $126,542 Building $266,037
2022	$4,415.00	$287,738	$361,243 Land $88,846 Building $272,397

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 672 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,102 units insured incl. 430 condo units
Nearby Flood Claims	3 (2017)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 482 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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