8124 Josefa Way, Naples, FL 34114 Property Records

Collier County property record for 8124 Josefa Way, Naples, FL 34114

Property Summary

Property Type	Single Family Home
Details	945 sqft · built 2005
Lot Size	0.07 acres (3,049 sqft)
Owner	Individual Name on File
Last Sale	$420,000 (Jun 2026)
Tax Bill	$4,453 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit Feb 2023 Line of Credit + 5 more
Flood Zone	Zone AH (high risk)
APN	`690199 4155B26`

Property Details

APN / Parcel Number

Primary APN	`690199 4155B26`
Alternative APN	`79904710184`

Interior

Stories	2 Stories
Building Area	945 sqft Living Area
Gross Area	1,386 sqft
1st Floor Area	945 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Concrete
Lot Area	3,049 sqft (0.07 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Pool Area	128 sqft
Deck Area	392 sqft

Location & Zoning

Street Address	8124 JOSEFA WAY
City	NAPLES
State	FL
Zip	34114-2615
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	VERONAWALK TOWNHOMES PHASE ONE LOT 415
Legal Range	26
Legal Township	50
Legal Section	26
Legal Subdivision	VERONAWALK TOWNHOMES PH 1
Legal Phase	1
Legal Tract	690199
Legal Block	2
Legal Lot Number	415
Jurisdiction	COLLIER FL
Township / Civil Division	EVERGLADES
Census Block Group	2
Census Block	2018
Census Tract	11108

Owner

8124 Josefa Way is owned and occupied by an individual who bought it in June 2026.

Source: Collier County records, as of September 18, 2026

Owner of Record	Individual Name on File
Mailing Address	8124 JOSEFA WAY, NAPLES, FL 34114-2615
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2022	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Feb 7, 2023	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Jun 4, 2026	Warranty Deed, Transfer · Conventional Mortgage SUNCOAST CREDIT UNION
Jun 4, 2026	Warranty Deed, Transfer · Conventional Mortgage SUNCOAST CREDIT UNION
Apr 30, 2024	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Mar 11, 2019	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BK/S FL
Oct 2, 2017	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2026 · Amount on File
Deed Sale	Jun 4, 2026 · Amount on File
Prior Sale	Apr 30, 2024 · Amount on File
Deed Document Number	20266833521
Deed Book / Page	6594 / 3665
Prior Transfer Date	Aug 5, 2012
Prior Transfer Doc	0048342362
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	8124 JOSEFA WAY, NAPLES, FL 34114-2615
Transaction Type	Mortgage
Record Updated	Jun 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8124 JOSEFA WAY, NAPLES, FL 34114-2615
Investor	Possibly a Property Investor

Mortgage

Document Number	0060800483
Date	Feb 3, 2022
Book Page	6080/483
Instrument	6200151

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	355 Months
Due	Sep 25, 2051

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	8124 JOSEFA WAY, NAPLES, FL 34114-2615
Transaction Type	Mortgage
Record Updated	Jun 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8124 JOSEFA WAY, NAPLES, FL 34114-2615

Mortgage

Document Number	0062132424
Date	Feb 7, 2023
Book Page	6213/2424
Instrument	6360674

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jan 25, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jun 4, 2026
Property Address	8124 JOSEFA WAY, NAPLES, FL 34114-2615
Document Number	0006833521
Book / Page	6594 / 3665
Instrument Date	May 27, 2026
Instrument	20266833521
Transaction Type	Transfer
Record Updated	Jun 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$296,940.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8124 JOSEFA WAY, NAPLES, FL 34114-2615

Mortgage

Document Number	0006833522,
Date	Jun 4, 2026
Instrument	20266833522

Lender

Name	SUNCOAST CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jun 4, 2026
Property Address	8124 JOSEFA WAY, NAPLES, FL 34114-2615
Document Number	0065943665
Book / Page	6594 / 3665
Instrument Date	May 27, 2026
Instrument	20266833521
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$296,940.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8124 JOSEFA WAY, NAPLES, FL 34114-2615

Mortgage

Document Number	0006833522,
Date	Jun 4, 2026
Instrument	20266833522

Lender

Name	SUNCOAST CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Apr 30, 2024
Property Address	8124 JOSEFA WAY, NAPLES, FL 34114-2615
Document Number	0063541350
Book / Page	6354 / 1350
Map Reference	MB 41 PG 58
Instrument Date	Apr 26, 2024
Instrument	6539017
Transaction Type	Transfer
Record Updated	May 14, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$3,675.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	85069 DEIMILLE COURT, NAPLES, FL 34114

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Living Trust
Address	66 HOLLAND DR, WEST HURLEY, NY 12491-5616

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	8124 JOSEFA WAY, NAPLES, FL 34114-2615
Document Number	0056120010
Instrument Date	Mar 11, 2019
Transaction Type	Mortgage
Record Updated	Apr 9, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8124 JOSEFA WAY NAPLES FL 341142615, NAPLES, FL 34114-2615

Mortgage

Document Number	0056120010
Date	Mar 28, 2019
Book Page	005612/000010
Instrument	5689925

Lender

Name	FIFTH THIRD BK/S FL
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 27, 2049

Interest

Rate Type	Adjustable Rate

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Oct 2, 2017
Property Address	8124 JOSEFA WAY, NAPLES, FL 34114-2615
Document Number	0054360811
Book / Page	5436 / 0811
Map Reference	MB41 PG58
Instrument Date	Sep 29, 2017
Instrument	5453784
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,163.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	915 FARMDALE DR, 915, CAPE MAY, NJ 08204-1143

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8124 JOSEFA WAY, NAPLES, FL 34114-2615

Mortgage

Document Number	0005453785
Date	Oct 2, 2017
Instrument	5453785

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 8124 Josefa Way was $4,453, up 36.6% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$357,894 (+1%)	$369,195 (+13.47%) Land $137,214 Building $231,981
2025	$4,453.00 (+36.55%)	$325,358 Land $125,017 Building $200,341	$325,358 Land $125,017 Building $200,341
2024	$3,261.00 (+3.33%)
2023	$3,156.00 (-1.16%) Homeowner's exemption	$253,396 (+3%)	$367,041 (+9.43%) Land $126,542 Building $240,499
2022	$3,193.00 Homeowner's exemption	$246,016	$335,404 Land $88,846 Building $246,558

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8124 Josefa Way in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 672 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,102 units insured incl. 430 condo units
Nearby Flood Claims	3 (2017)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8124 Josefa Way is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 482 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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