8126 Wilder Loop, Lakeland, FL 33809 Property Records

Polk County property record for 8126 Wilder Loop, Lakeland, FL 33809

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,025 sqft · built 2020
Lot Size	0.234 acres (10,202 sqft)
Owner	Individual Name on File
Last Sale	$254,700 (Jul 2020)
Tax Bill	$2,534 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-27-12-000896-000010`

Property Details

APN / Parcel Number

Primary APN	`23-27-12-000896-000010`
Alternative APNs	`122723000896000010` `22723000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,025 sqft Living Area
Gross Area	2,466 sqft
1st Floor Area	2,025 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	10,202 sqft (0.234 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	441 sqft
Porch	Unfinished Open Porch
Porch Area	200 sqft

Location & Zoning

Street Address	8126 WILDER LOOP
City	LAKELAND
State	FL
Zip	33809-5222
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILDER OAKS PB 169 PG 3-4 LOT 1
Legal Range	23E
Legal Township	27S
Legal Section	12
Legal Subdivision	WILDER OAKS
Legal Block	2
Legal Lot Number	1
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	2
Census Block	2008
Census Tract	12203

Owner

8126 Wilder Loop is owned and occupied by an individual who bought it in July 2020.

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	8126 WILDER LOOP, LAKELAND, FL 33809-5222
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2020 · Amount on File
Deed Sale	Jul 22, 2020 · Amount on File
Deed Document Number	2020147041
Deed Book / Page	11307 / 962
Record Updated	Oct 29, 2026

July 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	Jul 22, 2020
Property Address	8126 WILDER LOOP, LAKELAND, FL 33809-5222
Document Number	0113070962
Book / Page	011307 / 000962
Instrument Date	Jul 9, 2020
Instrument	147041
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 11, 2020
Title Company	INNOVATIVE TITLE COMPANY LLC, INNOVATIVE TITLE CO LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,783.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8126 WILDER LOOP LAKELAND FL 338095222, LAKELAND, FL 33809-5222

Mortgage

Document Number	113070964
Date	Jul 22, 2020
Book Page	011307/000964
Instrument	147042

Lender

Name	HOMEBRIDGE FIN'L SVCS INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 21, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 8126 Wilder Loop was $2,534 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$242,583 (+2.7%)	$298,705 (-8.3%) Land $50,000 Building $248,705
2025	$2,534.00 Homeowner's exemption	$236,205	$325,741 Land $50,000 Building $275,741
2023	$2,877.00 (+3.04%) Homeowner's exemption	$222,862 (+3%)	$355,796 (+9.81%) Land $48,000 Building $307,796
2022	$2,792.00 Homeowner's exemption	$216,371	$324,016 Land $40,000 Building $284,016

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8126 Wilder Loop in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	4 (2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8126 Wilder Loop is moderate, ranking above 44% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30