8124 Locust Ave, Gary, IN 46403 Property Records

Lake County property record for 8124 Locust Ave, Gary, IN 46403

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,010 sqft · built 1949
Lot Size	0.142 acres (6,229 sqft)
Owner	Owner on Record
Tax Bill	$2,374 (2024)
Deeds & Mortgages	Jul 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-25-46-0099-0043`

Property Details

APN / Parcel Number

Primary APN	`001-25-46-0099-0043`
Alternative APNs	`45-05-33-107-022.000-004` `254600990043`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,010 sqft Living Area

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1975
Construction Type	Wood
Roof Material	Asphalt
Lot Area	6,229 sqft (0.142 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	262 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	001-25-46-0099-0043
Old Parcel Number	254600990043
Street Address	8124 LOCUST AVE
City	GARY
State	IN
Zip	46403-1351
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORCOTT'S ADD. INDIANA CITY ALL L.43 & L.44 BL.13
Legal Subdivision	NORCOTTS ADD
Legal Block	13
Legal Lot Number	43
Jurisdiction	LAKE IN
Township / Civil Division	CALUMET
Census Block Group	4
Census Block	4018
Census Tract	10100

Owner

Source: Lake County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner on Record
Mailing Address	8124 LOCUST AVE, GARY, IN 46403-1351
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2006
Deed Sale	Sep 25, 2006
Prior Sale	Sep 25, 2006
Deed Document Number	2006 083598
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	8124 LOCUST AVE, GARY, IN 46403-1351
Transaction Type	Mortgage
Record Updated	Aug 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8124 LOCUST AVE, GARY, IN 46403-1351

Mortgage

Document Number	0000022554
Date	Jul 17, 2023
Instrument	2023-522554

Lender

Name	FIRST SAVINGS BANK
Type	Bank
Address	HENRYVILLE, IN 47126

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Calumet Township
Municipality	Gary City
Unified School District	Gary Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$196,500 (+3.8%) Land $96,100 Building $100,400	$196,500 (+3.8%) Land $96,100 Building $100,400
2024	$2,374.00 (-16.41%)
2023		$189,300 (+66.49%) Land $98,000 Building $91,300	$189,300 (+66.49%) Land $98,000 Building $91,300
2022	$2,840.00	$113,700 Land $27,300 Building $86,400	$113,700 Land $27,300 Building $86,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20