Lake County property record for 8040 Locust Ave, Gary, IN 46403
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,800 sqft · built 1949 |
| Lot Size | 0.143 acres (6,229 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,979 (2024) |
| Deeds & Mortgages | Jun 2025 Sale Jul 2025 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-25-46-0099-0035 |
| Primary APN | 001-25-46-0099-0035 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,800 sqft Living Area |
| 1st Floor Area | 900 sqft |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1995 |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 6,229 sqft (0.143 acres) |
| Lot Dimensions | 125 ft deep x 50 ft wide |
| Garage Area | 900 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 8040 LOCUST AVE |
|---|---|
| City | GARY |
| State | IN |
| Zip | 46403-1349 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NORCOTTS ADD. INDIANA CITY ALL L.35 & L.36 BL.13 |
| Legal Subdivision | NORCOTTS ADD |
| Legal Block | 13 |
| Legal Lot Number | 35 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | CALUMET |
| Census Block Group | 4 |
| Census Block | 4018 |
| Census Tract | 10100 |
Source: Lake County records, as of December 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 8040 LOCUST AVE, GARY, IN 46403-1349 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 24, 2025 | Warranty Deed, Transfer UNKNOWN, MERIDIAN TITLE CORPORATION |
| Jul 21, 2025 | Transfer on Death Deed, Transfer |
| Dec 1, 2022 | Quit Claim Deed, Transfer Quitclaim |
| May 11, 2018 | Warranty Deed, Transfer · Conventional Mortgage CENTIER BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 24, 2025 |
| Deed Sale | Jun 24, 2025 |
| Prior Sale | Dec 1, 2022 |
| Deed Document Number | 2025522760 |
| Prior Transfer Date | Nov 24, 2022 |
| Prior Transfer Doc | 0000047905 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Jun 24, 2025 |
| Property Address | 8040 LOCUST AVE, GARY, IN 46403-1349 |
| Document Number | 0000022760 |
| Map Reference | MB 1 PG 14 |
| Instrument Date | Jun 23, 2025 |
| Instrument | 2025-522760 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2026 |
| Title Company | UNKNOWN, MERIDIAN TITLE CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8040 LOCUST AVE, GARY, IN 46403-1349 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Jul 21, 2025 |
| Property Address | 8040 LOCUST AVE, GARY, IN 46403-1349 |
| Document Number | 0000026539 |
| Map Reference | MB 1 PG 14 |
| Instrument Date | Jun 23, 2025 |
| Instrument | 2025-526539 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8040 LOCUST AVE, GARY, IN 46403-1349 |
| Name | Verified Name |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Dec 1, 2022 |
| Property Address | 8040 LOCUST AVE, GARY, IN 46403-1349 |
| Document Number | 0000047905 |
| Map Reference | MB 1 PG 14 |
| Instrument Date | Nov 30, 2022 |
| Instrument | 2022-547905 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9302 KENNEDY AVE, HIGHLAND, IN 46322-2750 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | May 11, 2018 |
| Property Address | 8040 LOCUST AVE, GARY, IN 46403-1349 |
| Document Number | 0000029145 |
| Map Reference | MB1 PG14 |
| Instrument Date | May 3, 2018 |
| Instrument | 2018 029145 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2021 |
| Title Company | MERIDIAN TITLE CORP |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 8040 LOCUST AVE, GARY, IN 46403-1349 |
| Document Number | 0000029146 |
|---|---|
| Date | May 11, 2018 |
| Instrument | 2018 029146 |
| Name | CENTIER BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2048 |
Source: Lake County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | Calumet Township |
| Municipality | Gary City |
| Unified School District | Gary Community School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $210,100 (+5.74%) Land $96,100 Building $114,000 | $210,100 (+5.74%) Land $96,100 Building $114,000 | |
| 2024 | $4,979.00 (+246%) | $198,700 (+1.02%) Land $96,100 Building $102,600 | $198,700 (+1.02%) Land $96,100 Building $102,600 |
| 2023 | $196,700 (+65.71%) Land $98,000 Building $98,700 | $196,700 (+65.71%) Land $98,000 Building $98,700 | |
| 2022 | $1,439.00 Homeowner's exemption | $118,700 Land $27,300 Building $91,400 | $118,700 Land $27,300 Building $91,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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