Lake County property record for 8123 Oak Ave, Gary, IN 46403
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,026 sqft · built 1939 |
| Lot Size | 0.108 acres (4,748 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,309 (2024) |
| Deeds & Mortgages | Aug 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-25-46-0102-0007 |
| Primary APN | 001-25-46-0102-0007 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,026 sqft Living Area |
| Basement Area | 1,026 sqft |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1970 |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 4,748 sqft (0.108 acres) |
| Lot Dimensions | 125 ft deep x 38 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 001-25-46-0102-0007 |
|---|---|
| Old Parcel Number | 254601020007 |
| Street Address | 8123 OAK AVE |
| City | GARY |
| State | IN |
| Zip | 46403-1372 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NORCOTTS ADD. INDIANA CITY ALL L.7 BL.20 ALL L.8 BL.20 |
| Legal Subdivision | NORCOTTS ADD |
| Legal Block | 20 |
| Legal Lot Number | 7 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | CALUMET |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 10100 |
8123 Oak Ave is owned and occupied by an individual who acquired it in May 1999.
Source: Lake County records, as of March 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8123 OAK AVE, GARY, IN 46403-1372 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 6, 1999 |
| Deed Sale | May 6, 1999 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 8123 OAK AVE, GARY, IN 46403-1372 |
| Transaction Type | Mortgage |
| Record Updated | Sep 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000023006 |
|---|---|
| Date | Aug 16, 2021 |
| Instrument | 2021-523006 |
| Name | TEACHERS CU |
|---|---|
| Type | Credit Union |
| Address | SOUTH BEND, IN 46601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 16, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | Calumet Township |
| Municipality | Gary City |
| Unified School District | Gary Community School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $203,400 Land $80,700 Building $122,700 | $203,400 Land $80,700 Building $122,700 | |
| 2024 | $2,309.00 | ||
| 2023 | $176,600 (+53.3%) Land $74,500 Building $102,100 | $176,600 (+53.3%) Land $74,500 Building $102,100 | |
| 2022 | $1,391.00 Homeowner's exemption | $115,200 Land $20,700 Building $94,500 | $115,200 Land $20,700 Building $94,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8123 Oak Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 8123 Oak Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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