Lake County property record for 8105 Oak Ave, Gary, IN 46403
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,034 sqft · built 1934 |
| Lot Size | 0.142 acres (6,229 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,017 (2024) |
| Deeds & Mortgages | Jun 2021 Mortgage May 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-25-46-0102-0011 |
| Primary APN | 001-25-46-0102-0011 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,034 sqft Living Area |
| Basement Area | 1,034 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1934 |
|---|---|
| Effective Year Built | Effective 1975 |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 6,229 sqft (0.142 acres) |
| Lot Dimensions | 125 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 001-25-46-0102-0011 |
|---|---|
| Old Parcel Number | 254601020011 |
| Street Address | 8105 OAK AVE |
| City | GARY |
| State | IN |
| Zip | 46403-1372 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NORCOTT'S ADD. INDIANA CITY ALL L.11 & L.12 BL.20 |
| Legal Subdivision | NORCOTTS ADD/INDIANA CITY |
| Legal Block | 20 |
| Legal Lot Number | 11 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | CALUMET |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 10100 |
8105 Oak Ave is owned and occupied by an individual who acquired it in January 2006.
Source: Lake County records, as of March 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 8105 OAK AVE, GARY, IN 46403-1372 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 3, 2021 | Deed of Trust, Mortgage · Commercial Mortgage CENTIER BANK |
| May 22, 2020 | Deed of Trust, Mortgage · Line of Credit CENTIER BANK |
| Sep 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CENTIER BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jan 20, 2006 |
| Transfer Doc | 2006004620 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 8105 OAK AVE, GARY, IN 46403-1372 |
| Transaction Type | Mortgage |
| Record Updated | Jun 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000011558 |
|---|---|
| Date | Jun 3, 2021 |
| Instrument | 2021-511558 |
| Name | CENTIER BANK |
|---|---|
| Type | Bank |
| Address | MERRILLVILLE, IN 46410 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 36 Months |
| Due | Jun 16, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 8105 OAK AVE, GARY, IN 46403-1372 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Name | Verified Name |
|---|
| Document Number | 0000028417 |
|---|---|
| Date | May 22, 2020 |
| Instrument | 2020 028417 |
| Name | CENTIER BANK |
|---|---|
| Type | Bank |
| Address | MERRILLVILLE, IN 46410 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Apr 2, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 8105 OAK AVE, GARY, IN 46403-1372 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | MERIDIAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000069236 |
|---|---|
| Date | Sep 30, 2020 |
| Instrument | 2020-069236 |
| Name | CENTIER BANK |
|---|---|
| Type | Bank |
| Address | MERRILLVILLE, IN 46410 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2035 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | Calumet Township |
| Municipality | Gary City |
| Unified School District | Gary Community School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $270,800 Land $96,400 Building $174,400 | $270,800 Land $96,400 Building $174,400 | |
| 2024 | $3,017.00 | ||
| 2023 | $238,300 (+47.28%) Land $98,000 Building $140,300 | $238,300 (+47.28%) Land $98,000 Building $140,300 | |
| 2022 | $2,027.00 Homeowner's exemption | $161,800 Land $27,300 Building $134,500 | $161,800 Land $27,300 Building $134,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8105 Oak Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 8105 Oak Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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