Lake County property record for 812 Willow Oak Loop, Minneola, FL 34715
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,059 sqft · built 2005 |
| Lot Size | 0.185 acres (8,082 sqft) |
| Owner | Individual Name on File |
| Last Sale | $133,000 (May 2010) |
| Tax Bill | $1,975 (2024) |
| Deeds & Mortgages | Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-22-25-0801-000-08800 |
| Primary APN | 01-22-25-0801-000-08800 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,059 sqft Living Area |
| 1st Floor Area | 2,059 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Brick Veneer |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 8,082 sqft (0.185 acres) |
| Garage Type | Finished |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 268 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 3829815 |
|---|---|
| Street Address | 812 WILLOW OAK LOOP |
| City | MINNEOLA |
| State | FL |
| Zip | 34715-1014 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HIGHLAND OAKS PHASE II PB 53 PG 13-14 LOT 88 ORB 3902 PG 1867 |
| Legal Range | 25E |
| Legal Township | 22S |
| Legal Section | 01 |
| Legal Subdivision | HIGHLAND OAKS PHASE |
| Legal Phase | 2 |
| Legal Tract | 801 |
| Legal Lot Number | 88 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | CLERMONT |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 31309 |
Source: Lake County records, as of December 15, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 812 WILLOW OAK LOOP, MINNEOLA, FL 34715-1014 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 6, 2010 · Amount on File |
| Deed Sale | May 6, 2010 · Amount on File |
| Prior Sale | Jan 20, 2010 |
| Deed Document Number | 2010046565 |
| Deed Book / Page | 3902 / 1867 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 812 WILLOW OAK LOOP, MINNEOLA, FL 34715-1014 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 812 WILLOW OAK LOOP, MINNEOLA, FL 34715-1014 |
| Document Number | 0058151349 |
|---|---|
| Date | Oct 14, 2021 |
| Book Page | 5815/1349 |
| Instrument | 2021142436 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2036 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Minneola City |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $153,450 (+5.98%) Land $79,910 Building $73,540 | $336,848 (+2.52%) Land $79,910 Building $256,938 | |
| 2024 | $1,975.00 (+3.03%) | ||
| 2023 | $1,917.00 (+3.18%) Homeowner's exemption | $144,790 (+2.99%) | $328,564 (+25.11%) Land $79,910 Building $248,654 |
| 2022 | $1,858.00 Homeowner's exemption | $140,580 | $262,630 Land $43,230 Building $219,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 30 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 30 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MINNEOLA WATER DEPARTMENT (2 WPS) serves 20,605 people · EPA ID FL3350836 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| Starlink Satellite | 280 / 30 |
May also be available: CenturyLink, Verizon, Xfinity.
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