804 Willow Oak Loop, Minneola (Clermont), FL 34715 Property Records

Lake County property record for 804 Willow Oak Loop, Minneola, FL 34715

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,574 sqft · built 2006
Lot Size	0.189 acres (8,250 sqft)
Owner	Individual Name on Record
Last Sale	$269,000 (Jul 2018)
Tax Bill	$4,775 (2024)
Deeds & Mortgages	Dec 2025 Second Mortgage Apr 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`01-22-25-0801-000-09000`

Property Details

APN / Parcel Number

Primary APN	`01-22-25-0801-000-09000`
Alternative APNs	`252201080100009000` `3829817`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,574 sqft Living Area
Gross Area	3,034 sqft
1st Floor Area	1,776 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	8,250 sqft (0.189 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	457 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3829817
Street Address	804 WILLOW OAK LOOP
City	MINNEOLA
State	FL
Zip	34715-1014
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF2
Legal Description	HIGHLAND OAKS PHASE II PB 53 PG 13-14 LOT 90 ORB 5136 PG 1639 ORB 5689 PG 2246
Legal Range	25E
Legal Township	22S
Legal Section	1
Legal Subdivision	HIGHLAND OAKS PHASE II
Legal Tract	0801
Legal Block	2
Legal Lot Number	90
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2015
Census Tract	31309

Owner

Source: Lake County records, as of January 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	804 WILLOW OAK LOOP, MINNEOLA, FL 34715-1014
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Apr 19, 2021	Intrafamily Transfer, Transfer · VA Mortgage NEW DAY FINANCIAL LLC
Nov 1, 2019	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Jul 10, 2018	Warranty Deed, Transfer · VA Mortgage NAVY FCU
May 5, 2017	Special Warranty Deed, Transfer · Conventional Mortgage PNC MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2018 · Amount on Record
Deed Sale	Jul 10, 2018 · Amount on Record
Prior Sale	May 5, 2017 · Amount on Record
Deed Document Number	201879110
Deed Book / Page	5136 / 1639
Prior Transfer Date	May 13, 2010
Prior Transfer Doc	0039331637
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	804 WILLOW OAK LOOP, MINNEOLA, FL 34715-1014
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	804 WILLOW OAK LOOP, MINNEOLA, FL 34715-1014

Mortgage

Document Number	0066551427
Date	Dec 30, 2025
Book Page	6655/1427
Instrument	2025157562

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2041

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE FL
Recording Date	Apr 19, 2021
Property Address	804 WILLOW OAK LOOP, MINNEOLA, FL 34715-1014
Document Number	0056892246
Book / Page	5689 / 2246
Map Reference	MB 53 PG 13&14
Instrument Date	Apr 3, 2021
Instrument	2021053032
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	804 WILLOW OAK LOOP, MINNEOLA, FL 34715-1014

Mortgage

Document Number	0056892248
Date	Apr 19, 2021
Book Page	5689/2248
Instrument	2021053033

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	804 WILLOW OAK LOOP, MINNEOLA, FL 34715-1014
Document Number	0053690595
Instrument Date	Nov 1, 2019
Transaction Type	Mortgage
Record Updated	Nov 15, 2019
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	804 WILLOW OAK LOOP MINNEOLA FL 347151014, MINNEOLA, FL 34715-1014

Mortgage

Document Number	0053690595
Date	Nov 5, 2019
Book Page	005369/000595
Instrument	125435

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 4, 2049

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jul 10, 2018
Property Address	804 WILLOW OAK LOOP, MINNEOLA, FL 34715-1014
Document Number	0051361639
Book / Page	005136 / 001639
Instrument Date	Jun 29, 2018
Instrument	79110
Transaction Type	Transfer
Record Updated	Jul 20, 2018
Title Company	EQUITABLE TITLE OF LAKE COUNTY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,883.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	804 WILLOW OAK LOOP MINNEOLA FL 347151014, MINNEOLA, FL 34715-1014

Mortgage

Document Number	51361643
Date	Jul 10, 2018
Book Page	005136/001643
Instrument	79113

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 9, 2048

May 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LAKE FL
Recording Date	May 5, 2017
Property Address	804 WILLOW OAK LOOP, MINNEOLA, FL 34715-1014
Document Number	0049410480
Book / Page	4941 / 0480
Map Reference	MB 53 PG 13&14
Instrument Date	Apr 20, 2017
Instrument	2017049722
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,679.30
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 859, OAKLAND, FL 34760-0859

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017049723
Date	May 5, 2017
Instrument	2017049723

Lender

Name	PNC MORTGAGE LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Minneola City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$326,619 (+1.16%)	$386,319 (-) Land $79,910 Building $306,409
2025		$322,859 (+3.94%) Land $79,910 Building $242,949	$386,319 (+2.62%) Land $79,910 Building $306,409
2024	$4,775.00 (+5.11%)
2023	$4,543.00 (+11.59%) Homeowner's exemption	$310,616 (+18.31%)	$376,472 (+30.97%) Land $79,910 Building $296,562
2022	$4,071.00 Homeowner's exemption	$262,549	$287,458 Land $43,230 Building $244,228

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MINNEOLA WATER DEPARTMENT (2 WPS) serves 20,605 people · EPA ID FL3350836
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: CenturyLink, Verizon, Xfinity.

Nearby Properties on Willow Oak Loop

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures