812 Willow Dr, Colon, MI 49040 Property Records

St. Joseph County property record for 812 Willow Dr, Colon, MI 49040

Property Summary

Property Type	Single Family Home
Details	1 ba · 824 sqft
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Last Sale	$270,000 (Oct 2023)
Tax Bill	$4,753 (2025)
Deeds & Mortgages	May 2023 Line of Credit Dec 2019 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`041-190-034-00`

Property Details

APN / Parcel Number

Primary APN	`041-190-034-00`

Interior

Full Baths	1 Bath
Building Area	824 sqft Building Perimeter
1st Floor Area	824 sqft
Basement Area	720 sqft
Unfinished Basement	720 sqft

Exterior

Architectural Style	Ranch
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	100 ft deep x 44 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	812 WILLOW DR
City	COLON
State	MI
Zip	49040-9359
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	COM NW COR LOT 1 BLK 10 RAMBY'S RESORT TH E ON SLY LN WILLOW DR 116.65 FT TO POB TH E 36.84 FT TH S 88 FT TH S 05D 05M 15S E
Legal Subdivision	RAMBYS RESORT
Legal Block	10
Legal Lot Number	1,3-4
Jurisdiction	ST JOSEPH MI
Township / Civil Division	COLON
Census Block Group	3
Census Block	3032
Census Tract	41302

Owner

Source: St. Joseph County records, as of July 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	812 WILLOW DR, COLON, MI 49040-9359
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2023	Deed of Trust, Mortgage · Line of Credit STURGIS BANK & TRUST CO
Dec 2, 2019	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
May 10, 2018	Deed, Transfer · Conventional Mortgage CENTURY BANK & TRUST
Sep 28, 2017	Quit Claim Deed, Foreclosure ATTORNEY ONLY, ATTORNEY
Sep 22, 2017	Re-recorded Document ATTORNEY ONLY, ATTORNEY
Sep 12, 2017	Sheriff's Deed, Foreclosure ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2023 · Amount on Record
Deed Sale	Oct 26, 2023 · Amount on Record
Prior Sale	Dec 2, 2019 · Amount on Record
Deed Document Number	20237610
Prior Transfer Date	Sep 28, 2017
Prior Transfer Doc	1887/0234
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	812 WILLOW DR, COLON, MI 49040-9359
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	812 WILLOW DR, COLON, MI 49040-9359

Mortgage

Document Number	2023003885
Date	May 19, 2023
Instrument	2023003885

Lender

Name	STURGIS BANK & TRUST CO
Type	Bank
Address	STURGIS, MI 49091

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Dec 2, 2019
Property Address	812 WILLOW DR, COLON, MI 49040-9359
Document Number	01986/0453
Book / Page	1986 / 0453
Instrument Date	Nov 12, 2019
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,487.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	57077 FARRAND RD, 57077, COLON, MI 49040-9559

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	812 WILLOW DR, COLON, MI 49040-9359

Mortgage

Document Number	0001986455
Date	Dec 2, 2019
Instrument	1986/455

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	ST JOSEPH MI
Recording Date	May 10, 2018
Property Address	812 WILLOW DR, COLON, MI 49040-9359
Document Number	01915/0100
Book / Page	1915 / 0100
Map Reference	LB2 PG34
Instrument Date	May 3, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8200 JONES BRANCH DR, 8200, MC LEAN, VA 22102-3107

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	57077 FARRAND RD, COLON, MI 49040-9559

Mortgage

Document Number	0001915102
Date	May 10, 2018
Instrument	1915/102

Lender

Name	CENTURY BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jun 1, 2028

September 2017: Quit Claim Deed, Foreclosure

Document Type	Quit Claim Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Sep 28, 2017
Property Address	812 WILLOW DR, COLON, MI 49040-9359
Document Number	1887/0234
Book / Page	1887 / 0234
Instrument Date	Sep 28, 2017
Transaction Type	Foreclosure
Record Updated	Jul 22, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	125 E CHICAGO RD, 125, STURGIS, MI 49091-1754

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5000 PLANO PKWY, CARROLLTON, TX 75010-4900
Investor	Possibly a Property Investor

September 2017: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	ST JOSEPH MI
Recording Date	Sep 22, 2017
Property Address	812 WILLOW DR, COLON, MI 49040-9359
Document Number	1886/0522
Book / Page	1886 / 0522
Instrument Date	Sep 7, 2017
Record Updated	Jul 22, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 E CHICAGO RD, STURGIS, MI 49091-1754

September 2017: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Sep 12, 2017
Property Address	812 WILLOW DR, COLON, MI 49040-9359
Document Number	1884/0922
Book / Page	1884 / 0922
Instrument Date	Sep 7, 2017
Transaction Type	Foreclosure
Record Updated	Jul 22, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	812 WILLOW DR, 812, COLON, MI 49040-9359

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 E CHICAGO RD, STURGIS, MI 49091-1754

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Colon Township
Municipality	Colon Village
Unified School District	Colon Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$95,900 (+7.27%) Land $26,400 Building $69,500	$191,800 (+7.27%) Land $52,800 Building $139,000
2025	$4,753.00	$89,400 Land $26,400 Building $63,000	$178,800 Land $52,800 Building $126,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLON serves 1,190 people · EPA ID MI0001540
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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