Harford County property record for 812 White Pine Ln, Joppa, MD 21085 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,418 sqft · built 2000 |
| Lot Size | 0.188 acres (8,182 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $144,580 (Feb 2000) |
| Tax Bill | $2,763 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Dec 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-295322 |
| Primary APN | 01-295322 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,418 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 8,182 sqft (0.188 acres) |
| Garage Type | Built-in |
| Garage Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 312 sqft |
| Patio Area | 288 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 295322 |
|---|---|
| Street Address | 812 WHITE PINE LN |
| City | JOPPA |
| State | MD |
| Zip | 21085-4346 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 38 8182 SF 812 WHITE PINE LANE MAGNOLIA FARMS P 86/41 |
| Legal Subdivision | MAGNOLIA FARMS 03 |
| Legal Lot Number | 38 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 301402 |
Source: Harford County records · APN 01-295322
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 812 WHITE PINE LN, JOPPA, MD 21085-4346 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 06, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Dec 11, 2017 | Deed of Trust, Mortgage · Conventional Mortgage ALLIED MORTGAGE GROUP INC |
| Jul 07, 2020 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FREEDOM FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 01, 2000 · Amount on Record |
| Deed Sale | Feb 01, 2000 · Amount on Record |
| Deed Document Number | 20001760 |
| Deed Book / Page | 3197 / 678 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Aug 06, 2026 |
| Property Address | 812 WHITE PINE LN, JOPPA, MD 21085-4346 |
| Document Number | 1723000173 |
| Book / Page | 17238 / 173 |
| Instrument Date | Jul 31, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2026 |
| Title Company | ROCKET TITLE, ROCKET CLOSE |
| Name | Verified Name |
|---|---|
| Address | 812 WHITE PINE LN, JOPPA, MD 21085-4346 |
| Document Number | 1723000173, |
|---|---|
| Date | Aug 06, 2026 |
| Book Page | 17238/173 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 01, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.43% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 812 WHITE PINE LN, JOPPA, MD 21085-4346 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | SOHO ABSTRACT |
| Name | Verified Name |
|---|
| Document Number | 0126320197 |
|---|---|
| Date | Dec 11, 2017 |
| Book Page | 12632/0197 |
| Instrument | 12632-0197 |
| Name | ALLIED MORTGAGE GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | BALA CYNWYD, PA 19004 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 812 WHITE PINE LN, JOPPA, MD 21085-4346 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0139600070 |
|---|---|
| Date | Jul 07, 2020 |
| Book Page | 13960/70 |
| Name | FREEDOM FCU |
|---|---|
| Type | Credit Union |
| Address | BEL AIR, MD 21014 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $304,600 (+26.6%) Land $78,000 Building $226,600 | $304,600 (+26.6%) Land $78,000 Building $226,600 | |
| 2025 | $2,763.00 (+8.61%) Homeowner's exemption | ||
| 2023 | $240,600 Land $78,000 Building $162,600 | $240,600 Land $78,000 Building $162,600 | |
| 2022 | $2,544.00 |
Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240253014022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low above 4% of the US · above 8% of Maryland |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 166 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fiber | 980 / 880 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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