811 White Pine Ln, Joppa, MD 21085 Property Records

Harford County property record for 811 White Pine Ln, Joppa, MD 21085 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,608 sqft · built 1999
Lot Size	0.172 acres (7,502 sqft)
Owner	Individual Name on File
Last Sale	$265,000 (Jan 2011)
Tax Bill	$3,139 (2025)
Deeds & Mortgages	Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-295489`

Property Details

APN / Parcel Number

Primary APN	`01-295489`
Alternative APNs	`1295489` `295489`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	1,608 sqft Total Area
Basement Area	475 sqft
Finished Basement	475 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,502 sqft (0.172 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Deck Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	295489
Street Address	811 WHITE PINE LN
City	JOPPA
State	MD
Zip	21085-4343
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 68 7502 SF 811 WHITE PINE LANE MAGNOLIA FARMS P 86/41
Legal Subdivision	MAGNOLIA FARMS
Legal Lot Number	68
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	2
Census Block	2008
Census Tract	301402

Owner

Source: Harford County records · APN 01-295489

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	811 WHITE PINE LN, JOPPA, MD 21085-4343
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 25, 2011 · Amount on Record
Deed Sale	Jan 25, 2011 · Amount on Record
Prior Sale	Jun 17, 1999 · Amount on Record
Deed Book / Page	9034 / 378
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	811 WHITE PINE LN, JOPPA, MD 21085-4343
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0153730220
Date	Feb 17, 2022
Book Page	15373/220

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	177 Months
Due	Nov 01, 2036

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$350,000 (+28.11%) Land $78,000 Building $272,000	$350,000 (+28.11%) Land $78,000 Building $272,000
2025	$3,139.00 (+8.88%) Homeowner's exemption
2023		$273,200 Land $78,000 Building $195,200	$273,200 Land $78,000 Building $195,200
2022	$2,883.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240253014022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 2 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force 2 of 2 on primary residences

Wildfire

Wildfire Risk	Low above 4% of the US · above 8% of Maryland
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.