812 W Sears St, Denison, TX 75020 Property Records

Grayson County property record for 812 W Sears St, Denison, TX 75020

Property Summary

Property Type	Single Family Home
Details	1,834 sqft · built 1950
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,438 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit May 2023 Construction Loan + 6 more
Flood Zone	Zone X (minimal risk)
APN	`D017 3116093`

Property Details

APN / Parcel Number

Primary APN	`D017 3116093`
Alternative APN	`143380`

Interior

Stories	1 Story
Building Area	1,834 sqft Living Area
1st Floor Area	1,834 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2005
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Carport
Garage Area	378 sqft
Carport	Carport
Carport Area	378 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	124 sqft
Deck Area	Deck Area
Patio Area	544 sqft

Location & Zoning

Street Address	812 W SEARS ST
City	DENISON
State	TX
Zip	75020-3242
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MILLERS 1ST ADDN, BLOCK 8, LOT 3, ACRES .1722
Legal Subdivision	MILLERS 1ST ADDN
Legal Block	8
Legal Lot Number	3
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	3
Census Block	3046
Census Tract	501

Owner

812 W Sears St is owned and occupied by two individuals who acquired it in March 2025.

Source: Grayson County records, as of April 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	812 W SEARS ST, DENISON, TX 75020-3242
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2025	Deed of Trust, Mortgage · Line of Credit FROST BANK
May 10, 2023	Deed of Trust, Mortgage · Construction Mortgage FROST BANK
Jul 23, 2020	Deed of Trust, Mortgage · Construction Mortgage FIRST UNITED BANK & TRUST CO
Jul 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED BANK & TRUST CO
May 28, 2020	Warranty Deed, Transfer TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING
May 28, 2020	Correction Deed, Transfer TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING
May 28, 2020	Correction Deed, Transfer TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING
Apr 11, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 14, 2025
Deed Sale	Mar 14, 2025
Prior Sale	May 28, 2020
Deed Document Number	20256334
Prior Transfer Date	Apr 12, 2017
Prior Transfer Doc	0000012558
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	812 W SEARS ST, DENISON, TX 75020-3242
Transaction Type	Mortgage
Record Updated	Oct 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	812 W SEARS ST, DENISON, TX 75020-3242

Mortgage

Document Number	0000025602
Date	Oct 2, 2025
Instrument	2025-25602

Lender

Name	FROST BANK
Type	Bank
Address	PO BOX 1600, SAN ANTONIO, TX 78296

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Change Frequency	Monthly

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	812 W SEARS ST, DENISON, TX 75020-3242
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	812 W SEARS ST, DENISON, TX 75020-3242

Mortgage

Document Number	0000012088
Date	May 10, 2023
Instrument	2023-12088

Lender

Name	FROST BANK
Type	Bank
Address	SAN ANTONIO, TX 78296

Agreement

Type	Construction Mortgage
Amount	Amount on Record

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	812 W SEARS ST, DENISON, TX 75020-3242
Transaction Type	Mortgage
Record Updated	Oct 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018668
Date	Jul 23, 2020
Instrument	2020-00018668

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	SHERMAN, TX 75090

Agreement

Type	Construction Mortgage
Amount	Amount on Record

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	812 W SEARS ST, DENISON, TX 75020-3242
Transaction Type	Mortgage
Record Updated	Oct 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022244
Date	Jul 2, 2021
Instrument	2021-00022244

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	DURANT, OK 74701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2036

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	May 28, 2020
Property Address	812 W SEARS ST, DENISON, TX 75020-3242
Document Number	0000012560
Instrument Date	May 26, 2020
Instrument	12560
Transaction Type	Transfer
Record Updated	Jul 22, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1601 W ACHESON ST DENISON TX 750205306, DENISON, TX 75020-5306

May 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	GRAYSON TX
Recording Date	May 28, 2020
Property Address	812 W SEARS ST, DENISON, TX 75020-3242
Document Number	0000012559
Instrument Date	Apr 9, 2019
Instrument	12559
Transaction Type	Transfer
Record Updated	Jul 22, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	812 W SEARS ST DENISON TX 750203242, DENISON, TX 75020-3242

May 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	GRAYSON TX
Recording Date	May 28, 2020
Property Address	812 W SEARS ST, DENISON, TX 75020-3242
Document Number	0000012558
Instrument Date	Apr 12, 2017
Instrument	12558
Transaction Type	Transfer
Record Updated	Jul 22, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	812 W SEARS ST DENISON TX 750203242, DENISON, TX 75020-3242

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GRAYSON TX
Recording Date	Apr 11, 2017
Property Address	812 W SEARS ST, DENISON, TX 75020-3242
Document Number	0000007662
Book / Page	005981 / 000245
Instrument Date	Apr 11, 2017
Instrument	7662
Transaction Type	Transfer
Record Updated	Jul 11, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	812 W SEARS ST DENISON TX 750203242, DENISON, TX 75020-3242

Tax Assessment & Valuation

The 2025 property tax bill for 812 W Sears St was $6,438, up 24.4% from the year before.

Source: Grayson County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Denison City
Unified School District	Denison Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,438.00 (+24.36%)	$277,745 Land $52,500 Building $225,245	$277,745 Land $52,500 Building $225,245
2024	$5,177.00
2023		$285,486 Land $51,000 Building $234,486	$285,486 Land $51,000 Building $234,486
2022	$5,496.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 812 W Sears St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 812 W Sears St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DENISON serves 27,500 people · EPA ID TX0910003
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Bluepeak Fiber	5,000 / 5,000
Sparklight Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, TekWav.

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