806 W Sears St, Denison, TX 75020 Property Records

Grayson County property record for 806 W Sears St, Denison, TX 75020

Property Summary

Property Type	Single Family Home
Details	1,899 sqft · built 1920
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,975 (2024)
Deeds & Mortgages	Jul 2019 Mortgage Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`D017 3116092`

Property Details

APN / Parcel Number

Primary APN	`D017 3116092`
Alternative APN	`143379`

Interior

Stories	1 Story
Building Area	1,899 sqft Living Area
1st Floor Area	1,899 sqft
Upper Floors Area	1,080 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2005
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	96 sqft
Deck Area	240 sqft
Patio Area	240 sqft
Utility Building	80 sqft

Location & Zoning

Street Address	806 W SEARS ST
City	DENISON
State	TX
Zip	75020-3242
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MILLERS 1ST ADDN, BLOCK 8, LOT 2, ACRES .1722
Legal Subdivision	MILLERS 1ST ADDN
Legal Block	8
Legal Lot Number	2
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	3
Census Block	3046
Census Tract	501

Owner

806 W Sears St is owned and occupied by two individuals who acquired it in September 2021.

Source: Grayson County records, as of August 11, 2025

Owner of Record	2 Individual Names on File
Mailing Address	806 W SEARS ST, DENISON, TX 75020-3242
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage LANDMARK BANK
Jun 25, 2021	Vendor's Lien, Transfer · FHA Mortgage CERTAINTY HOME LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2021
Deed Sale	Sep 2, 2021
Prior Sale	Jun 25, 2021 · Amount on File
Deed Document Number	202130197
Prior Transfer Date	Jun 24, 2021
Prior Transfer Doc	0000021272
Record Updated	Sep 20, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	806 W SEARS ST, DENISON, TX 75020-3242
Transaction Type	Mortgage
Record Updated	Oct 14, 2021
Title Company	GRAYSON COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015834
Date	Jul 3, 2019
Instrument	2019-00015834

Lender

Name	LANDMARK BANK
Type	Bank
Address	COLUMBIA, MO 65201

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	121 Months
Due	Aug 1, 2029

June 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Jun 25, 2021
Property Address	806 W SEARS ST, DENISON, TX 75020-3242
Document Number	0000021272
Map Reference	VOL Y PG 330
Instrument Date	Jun 24, 2021
Instrument	2021-00021272
Transaction Type	Transfer
Record Updated	Oct 14, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	806 W SEARS ST, DENISON, TX 75020-3242

Mortgage

Document Number	0000021273
Date	Jun 25, 2021
Instrument	2021-00021273

Lender

Name	CERTAINTY HOME LOANS LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Mortgage

Document Number	0000021274
Date	Jun 25, 2021
Instrument	2021-00021274

Lender

Name	TEXAS STATE AFFORDABLE HSNG CORP
Type	Government Agency
Address	AUSTIN, TX 78752

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	348 Months
Due	Jun 24, 2050

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Denison City
Unified School District	Denison Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$267,274 Land $52,500 Building $214,774	$267,274 Land $52,500 Building $214,774
2024	$4,975.00
2023		$277,662 Land $51,000 Building $226,662	$277,662 Land $51,000 Building $226,662
2022	$5,364.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 806 W Sears St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 806 W Sears St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DENISON serves 27,500 people · EPA ID TX0910003
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Bluepeak Fiber	5,000 / 5,000
Sparklight Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, TekWav.

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