812 Pine St, Lynden, WA 98264 Property Records

Whatcom County property record for 812 Pine St, Lynden, WA 98264

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,120 sqft · built 1943
Lot Size	0.175 acres (7,662 sqft)
Owner	Individual Name on File
Last Sale	$492,500 (Apr 2023)
Tax Bill	$3,556 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Apr 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`564275`

Property Details

APN / Parcel Number

Primary APN	`564275`
Alternative APNs	`400320 088460 0000` `133666` `514747`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,120 sqft Living Area
1st Floor Area	1,120 sqft
Basement Area	1,216 sqft
Finished Basement	456 sqft
Unfinished Basement	760 sqft
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1943
Architectural Style	Other
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	7,662 sqft (0.175 acres)

Exterior Amenities

Porch	Covered Porch
Porch Area	80 sqft
Patio Area	216 sqft
Balcony	Balcony
Balcony Area	96 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	514747
Street Address	812 PINE ST
City	LYNDEN
State	WA
Zip	98264-1356
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS72
Legal Description	HAWLEY'S ADD TO LYNDEN N 1/2 OF LOT 21-E 47 FT OF N 1/2 OF LOT 22 BLK 27
Legal Range	03
Legal Township	40
Legal Section	20
Legal Subdivision	HAWLEY'S ADD TO LYNDEN
Legal Block	27
Legal Lot Number	21
Jurisdiction	WHATCOM WA
Township / Civil Division	LYNDEN
Census Block Group	3
Census Block	3021
Census Tract	10302

Owner

812 Pine St is owned and occupied by an individual who bought it in April 2023.

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	812 PINE ST, LYNDEN, WA 98264-1356
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2025	Deed of Trust, Mortgage · Line of Credit NORTH COAST CU
Apr 19, 2023	Warranty Deed, Transfer · Conventional Mortgage NFM INC
Jun 24, 2022	Deed of Trust, Mortgage · Line of Credit INDUSTRIAL CREDIT UNION
Nov 30, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Aug 30, 2019	Warranty Deed, Transfer · FHA Mortgage GUILD MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2023 · Amount on File
Deed Sale	Apr 19, 2023 · Amount on File
Prior Sale	Aug 30, 2019 · Amount on File
Deed Document Number	2023-0401273
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	812 PINE ST, LYNDEN, WA 98264-1356
Transaction Type	Mortgage
Record Updated	Nov 21, 2025
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	812 PINE ST, LYNDEN, WA 98264-1356

Mortgage

Document Number	0001100662
Date	Nov 10, 2025
Instrument	2025-1100662

Lender

Name	NORTH COAST CU
Type	Credit Union
Address	BELLINGHAM, WA 98225

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Oct 28, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Apr 19, 2023
Property Address	812 PINE ST, LYNDEN, WA 98264-1356
Document Number	0000401273
Map Reference	VOL 1 PG 87
Instrument Date	Apr 18, 2023
Instrument	2023-0401273
Transaction Type	Transfer
Record Updated	May 1, 2023
Title Company	NOT AVAILABLE, WHATCOM LAND TITLE CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,885.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	812 PINE ST, LYNDEN, WA 98264-1356

Mortgage

Document Number	0000401274
Date	Apr 19, 2023
Instrument	2023-0401274

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	812 PINE ST, LYNDEN, WA 98264-1356
Transaction Type	Mortgage
Record Updated	Oct 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	812 PINE ST, LYNDEN, WA 98264-1356

Mortgage

Document Number	0000602679
Date	Jun 24, 2022
Instrument	2022-0602679

Lender

Name	INDUSTRIAL CREDIT UNION
Address	BELLINGHAM, WA 98227

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	812 PINE ST, LYNDEN, WA 98264-1356
Document Number	2210102966
Instrument Date	Nov 30, 2020
Transaction Type	Mortgage
Record Updated	Jan 29, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	812 PINE ST LYNDEN WA 982641356, LYNDEN, WA 98264-1356

Mortgage

Document Number	2210102966
Date	Jan 20, 2021
Instrument	102966

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 19, 2051

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Aug 30, 2019
Property Address	812 PINE ST, LYNDEN, WA 98264-1356
Document Number	2190803897
Instrument Date	Aug 22, 2019
Instrument	803897
Transaction Type	Transfer
Record Updated	Sep 11, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,057.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	812 PINE ST LYNDEN WA 982641356, LYNDEN, WA 98264-1356

Mortgage

Document Number	2190803898
Date	Aug 30, 2019
Instrument	803898

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 29, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 812 Pine St was $3,556.

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Municipality	Lynden City
Unified School District	Lynden School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,556.00	$469,997 Land $245,543 Building $224,454	$469,997 Land $245,543 Building $224,454
2022		$355,903 Land $135,383 Building $220,520	$355,903 Land $135,383 Building $220,520
2021	$2,657.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 812 Pine St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 812 Pine St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNDEN WATER DEPARTMENT serves 20,062 people · EPA ID WA5349150
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband, Pogozone powered by Neubeam.

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