745 Pine St, Lynden, WA 98264 Property Records

Whatcom County property record for 745 Pine St, Lynden, WA 98264

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,034 sqft · built 2000
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$313 (Oct 2021)
Tax Bill	$4,324 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`400320-094458-0000`

Property Details

APN / Parcel Number

Primary APN	`400320-094458-0000`
Alternative APNs	`133690` `26224`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,034 sqft Living Area
Gross Area	2,562 sqft
1st Floor Area	1,374 sqft
Flooring	Carpet
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Multi-Level
Exterior Material	Combination
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Concrete/Metal Slab
Porch Area	115 sqft
Patio Area	333 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	133690
Street Address	745 PINE ST
City	LYNDEN
State	WA
Zip	98264-1366
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS72
Legal Description	LOT 2 CARDONA SHORT PLAT AS REC AF 1990604713
Legal Range	03
Legal Township	40
Legal Section	20
Legal Subdivision	CARDONA SHORT PLAT
Legal Block	3
Legal Lot Number	2
Jurisdiction	WHATCOM WA
Township / Civil Division	LYNDEN
Census Block Group	3
Census Block	3021
Census Tract	10302

Owner

745 Pine St is owned and occupied by an individual who bought it in October 2021.

Source: Whatcom County records, as of December 30, 2025

Owner of Record	Individual Name on File
Mailing Address	745 PINE ST, LYNDEN, WA 98264-1366
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2024	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Oct 27, 2021	Intrafamily Transfer, Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2021 · Amount on File
Deed Sale	Oct 27, 2021 · Amount on File
Deed Document Number	20214198
Prior Transfer Date	Apr 16, 2021
Prior Transfer Doc	20211004198
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	745 PINE ST, LYNDEN, WA 98264-1366
Transaction Type	Mortgage
Record Updated	Feb 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000200860
Date	Feb 14, 2024
Instrument	2024-0200860

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Mar 7, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WHATCOM WA
Recording Date	Oct 27, 2021
Property Address	745 PINE ST, LYNDEN, WA 98264-1366
Document Number	20211004198
Map Reference	AF 1990604713
Instrument Date	Oct 16, 2021
Instrument	2021-1004198
Transaction Type	Transfer
Record Updated	Nov 3, 2021
Title Company	TIMIOS INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	745 PINE ST, LYNDEN, WA 98264-1366

Mortgage

Document Number	20211004199
Date	Oct 27, 2021
Instrument	2021-1004199

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	235 Months
Due	May 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 745 Pine St was $4,324.

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Municipality	Lynden City
Unified School District	Lynden School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,324.00	$591,260 Land $272,825 Building $318,435	$591,260 Land $272,825 Building $318,435
2022		$479,749 Land $144,408 Building $335,341	$479,749 Land $144,408 Building $335,341
2021	$3,582.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 745 Pine St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 745 Pine St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNDEN WATER DEPARTMENT serves 20,062 people · EPA ID WA5349150
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband, Pogozone powered by Neubeam.

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