812 Pine Needle Ln, Joliet, IL 60432 Property Records

Will County property record for 812 Pine Needle Ln, Joliet, IL 60432

Property Summary

Property Type	Single Family Home
Lot Size	0.2 acres (8,506 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (Nov 2021)
Tax Bill	$7,478 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Jun 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`15-08-06-401-078`

Property Details

APN / Parcel Number

Primary APN	`15-08-06-401-078`

Exterior

Lot Area	8,506 sqft (0.2 acres)

Location & Zoning

Street Address	812 PINE NEEDLE LN
City	JOLIET
State	IL
Zip	60432-0720
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 IN PINE NEEDLE SUB., A RESUB OF PRT OF LOTS 14 15 IN ARTHUR T. MC INTOSH CO.'S PILCHER PARK FARMS, BEING A SUB OF PRT
Legal Range	11E
Legal Township	35N
Legal Section	06
Legal Subdivision	PINE NEEDLE
Legal Lot Number	7
Jurisdiction	WILL IL
Township / Civil Division	NEW LENOX
Census Block Group	2
Census Block	2028
Census Tract	881108

Owner

812 Pine Needle Ln is owned and occupied by two individuals who bought it in November 2021.

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	812 PINE NEEDLE LN, JOLIET, IL 60432-0720
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2021	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Jun 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Feb 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jul 26, 2018	Deed of Trust, Mortgage · Line of Credit NUMARK CU
Jan 31, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2021 · Amount on File
Deed Sale	Nov 19, 2021 · Amount on File
Prior Sale	Dec 11, 2000 · Amount on File
Deed Document Number	2021126199
Prior Transfer Date	Nov 1, 2017
Prior Transfer Doc	0000008101
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Nov 19, 2021
Property Address	812 PINE NEEDLE LN, JOLIET, IL 60432-0720
Document Number	0000126199
Map Reference	DOC R98-132434
Instrument Date	Aug 27, 2021
Instrument	R2021126199
Transaction Type	Transfer
Record Updated	Dec 1, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$290.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	812 PINE NEEDLE LN, JOLIET, IL 60432-0720

Mortgage

Document Number	0000126200
Date	Nov 19, 2021
Instrument	R2021126200

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Sep 1, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	812 PINE NEEDLE LN, JOLIET, IL 60432-0720
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CITYWIDE TITLE CORP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034438
Date	Jun 6, 2019
Instrument	R2019034438

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2034

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	812 PINE NEEDLE LN, JOLIET, IL 60432-0720
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CITYWIDE TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014138
Date	Feb 20, 2020
Instrument	R2020014138

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2040

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	812 PINE NEEDLE LN, JOLIET, IL 60432-0720
Document Number	0000075404
Instrument Date	Jul 26, 2018
Transaction Type	Mortgage
Record Updated	Nov 13, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	812 PINE NEEDLE LN JOLIET IL 604320720, JOLIET, IL 60432-0720

Mortgage

Document Number	0000075404
Date	Oct 25, 2018
Instrument	75404

Lender

Name	NUMARK CU
Type	Credit Union
Address	NEW LENOX, IL 60451

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Oct 24, 2033

Interest

Rate Type	Adjustable Rate

January 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WILL IL
Recording Date	Jan 31, 2018
Property Address	812 PINE NEEDLE LN, JOLIET, IL 60432-0720
Document Number	0000008101
Map Reference	DOC R98-132434
Instrument Date	Nov 1, 2017
Instrument	R2018008101
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	812 PINE NEEDLE LN, JOLIET, IL 60432-0720

Mortgage

Document Number	0000008102
Date	Jan 31, 2018
Instrument	R2018008102

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	Dec 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 812 Pine Needle Ln was $7,478.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	New Lenox Township
Municipality	Joliet City
Secondary School District	Joliet Township High School District 204 (09 - 12)
Elementary School District	New Lenox School District 122 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,478.00	$97,417 (+6.9%) Land $27,901 Building $69,516	$292,251 (+6.9%) Land $83,703 Building $208,548
2024		$91,129 Land $26,100 Building $65,029	$273,387 Land $78,300 Building $195,087
2022	$6,467.00 Homeowner's exemption	$76,528 Land $21,918 Building $54,610	$229,584 Land $65,754 Building $163,830

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 812 Pine Needle Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1981–2007)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 2007 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 812 Pine Needle Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOLIET serves 160,000 people · EPA ID IL1970450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Bertram Communications Fixed Wireless	100 / 20

May also be available: AT&T.

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