Will County property record for 809 Pine Needle Ln, Joliet, IL 60432
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.22 acres (9,665 sqft) |
| Owner | Individual Name on File |
| Last Sale | $292,000 (Feb 2023) |
| Tax Bill | $7,451 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Feb 2024 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-08-06-401-068 |
| Primary APN | 15-08-06-401-068 |
|---|
| Lot Area | 9,665 sqft (0.22 acres) |
|---|
| Street Address | 809 PINE NEEDLE LN |
|---|---|
| City | JOLIET |
| State | IL |
| Zip | 60432-0719 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 14 IN PINE NEEDLE SUB., A RESUB OF PRT OF LOTS 14 15 IN ARTHUR T. MC INTOSH CO.'S PILCHER PARK FARMS, BEING A SUB OF PR |
| Legal Range | 11E |
| Legal Township | 35N |
| Legal Section | 06 |
| Legal Subdivision | PINE NEEDLE |
| Legal Lot Number | 14 |
| Jurisdiction | WILL IL |
| Township / Civil Division | NEW LENOX |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 881108 |
Source: Will County records · APN 15-08-06-401-068
Assessment roll updated June 30, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 809 PINE NEEDLE LN, JOLIET, IL 60432-0719 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 15, 2026 | Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC |
| Feb 26, 2024 | Deed of Trust, Mortgage · FHA Mortgage NOVUS HOME MORTGAGE |
| Feb 10, 2023 | Warranty Deed, Transfer · FHA Mortgage HOMETOWN LENDERS INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 10, 2023 · Amount on Record |
| Deed Sale | Feb 10, 2023 · Amount on Record |
| Prior Sale | May 02, 2000 · Amount on Record |
| Deed Document Number | 20236904 |
| Prior Transfer Date | Dec 10, 2012 |
| Prior Transfer Doc | 0000140427 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILL IL |
| Recording Date | Jun 15, 2026 |
| Property Address | 809 PINE NEEDLE LN, JOLIET, IL 60432-0719 |
| Document Number | 0000035866 |
| Instrument Date | May 25, 2026 |
| Instrument | 202635866 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 809 PINE NEEDLE LN, JOLIET, IL 60432-0719 |
| Document Number | 0000035866, |
|---|---|
| Date | Jun 15, 2026 |
| Instrument | 202635866 |
| Name | NEWREZ LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILL IL |
| Property Address | 809 PINE NEEDLE LN, JOLIET, IL 60432-0719 |
| Transaction Type | Mortgage |
| Record Updated | Mar 07, 2024 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 809 PINE NEEDLE LN, JOLIET, IL 60432-0719 |
| Document Number | 0000009251 |
|---|---|
| Date | Feb 26, 2024 |
| Instrument | R2024009251 |
| Name | NOVUS HOME MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | BROOKFIELD, WI 53045 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2054 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.62% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WILL IL |
| Recording Date | Feb 10, 2023 |
| Property Address | 809 PINE NEEDLE LN, JOLIET, IL 60432-0719 |
| Document Number | 0000006904 |
| Map Reference | DOC R98-132434 |
| Instrument Date | Jan 26, 2023 |
| Instrument | R2023006904 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2023 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $292.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4529 CROSS ST, DOWNERS GROVE, IL 60515-2432 |
| Document Number | 0000006905 |
|---|---|
| Date | Feb 10, 2023 |
| Instrument | R2023006905 |
| Name | HOMETOWN LENDERS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.75% |
| Document Number | 0000006906 |
|---|---|
| Date | Feb 10, 2023 |
| Instrument | R2023006906 |
| Name | HOMETOWN LENDERS INC |
|---|---|
| Type | Mortgage Company |
| Address | HUNTSVILLE, AL 35806 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Feb 01, 2033 |
| Rate | 9.75% |
|---|
Source: Will County records · Assessment roll updated June 30, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Will County |
| County Subdivision | New Lenox Township |
| Municipality | Joliet City |
| Secondary School District | Joliet Township High School District 204 (09 - 12) |
| Elementary School District | New Lenox School District 122 (PK - 08) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,451.00 (+15.63%) | ||
| 2024 | $90,831 (+19.08%) Land $26,100 Building $64,731 | $272,493 (+19.08%) Land $78,300 Building $194,193 | |
| 2022 | $6,444.00 Homeowner's exemption | $76,277 Land $21,918 Building $54,359 | $228,831 Land $65,754 Building $163,077 |
Source: FEMA National Flood Hazard Layer as of June 11, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1981–2007) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Aug 2007 · Severe Storms And Flooding |
| Wildfire Risk | Low lower than 94% of the US · lower than 61% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| Bertram Communications Fixed Wireless | 100 / 20 |
May also be available: AT&T.
Based on FCC filings for 297 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | JOLIET serves 160,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 7 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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