St. Charles County property record for 812 Pepper Ln, O Fallon, MO 63366 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,797 sqft · built 1980 |
| Lot Size | 0.206 acres (8,970 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $247,300 (Jul 2021) |
| Tax Bill | $3,102 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Aug 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 237774A000 |
| Primary APN | 237774A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,797 sqft Living Area |
| Gross Area | 2,471 sqft |
| 1st Floor Area | 1,271 sqft |
| Basement Area | 624 sqft |
| Finished Basement | 526 sqft |
| Unfinished Basement | 98 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,970 sqft (0.206 acres) |
| Lot Dimensions | 115 ft deep x 78 ft wide |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 88 sqft |
| Patio Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 237774A000 |
|---|---|
| Street Address | 812 PEPPER LN |
| City | O FALLON |
| State | MO |
| Zip | 63366-1872 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WILLOW RUN LOT 151 |
| Legal Subdivision | WILLOW RUN |
| Legal Lot Number | 151 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | O'FALLON |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 311602 |
Source: St. Charles County records · APN 237774A000
Assessment roll updated August 13, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 812 PEPPER LN, O FALLON, MO 63366-1872 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 29, 2021 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Aug 26, 2019 | Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 29, 2021 · Amount on Record |
| Deed Sale | Jul 29, 2021 · Amount on Record |
| Prior Sale | Aug 26, 2019 · Amount on Record |
| Deed Document Number | 202163695 |
| Prior Transfer Date | May 14, 2009 |
| Prior Transfer Doc | 0051950476 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jul 29, 2021 |
| Property Address | 812 PEPPER LN, O FALLON, MO 63366-1872 |
| Document Number | 2021R063695 |
| Map Reference | MB 16 PG 2 |
| Instrument Date | Jul 20, 2021 |
| Instrument | 2021R-063695 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 812 PEPPER LN, O FALLON, MO 63366-1872 |
| Document Number | 2021R063696 |
|---|---|
| Date | Jul 29, 2021 |
| Instrument | 2021R-063696 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Aug 26, 2019 |
| Property Address | 812 PEPPER LN, O FALLON, MO 63366-1872 |
| Document Number | 0071300911 |
| Book / Page | 7130 / 0911 |
| Map Reference | MB 16 PG 2 |
| Instrument Date | Aug 21, 2019 |
| Instrument | 20190826000455020 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 812 PEPPER LN, O FALLON, MO 63366-1872 |
| Document Number | 20190826000455030 |
|---|---|
| Date | Aug 26, 2019 |
| Instrument | 20190826000455030 |
| Name | FLAT BRANCH HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2049 |
Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,102.00 (+5.62%) | $48,135 (+8.83%) | $253,340 (+8.82%) Land $50,000 Building $203,340 |
| 2024 | $2,937.00 | ||
| 2023 | $44,231 | ||
| 2022 | $232,797 Land $40,000 Building $192,797 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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