St. Charles County property record for 810 Pepper Ln, O Fallon, MO 63366 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 952 sqft · built 1985 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $180,870 (Sep 2022) |
| Tax Bill | $2,339 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Sep 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 196990A058 |
| Primary APN | 196990A058 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 952 sqft Living Area |
| Gross Area | 2,284 sqft |
| 1st Floor Area | 952 sqft |
| Basement Area | 912 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 85 sqft |
| Patio Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 196990A058 |
|---|---|
| Street Address | 810 PEPPER LN |
| City | O FALLON |
| State | MO |
| Zip | 63366-1872 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WILLOW RUN #2C LOT 30 |
| Legal Subdivision | WILLOW RUN #2C |
| Legal Lot Number | 30 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | O'FALLON |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 311602 |
Source: St. Charles County records · APN 196990A058
Assessment roll updated August 13, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 810 PEPPER LN, O FALLON, MO 63366-1872 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 26, 2026 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Sep 14, 2022 | Intrafamily Transfer, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 14, 2022 · Amount on Record |
| Deed Sale | Sep 14, 2022 · Amount on Record |
| Prior Sale | May 09, 2016 · Amount on Record |
| Deed Document Number | 202250822 |
| Prior Transfer Date | Sep 07, 2022 |
| Prior Transfer Doc | 0000050822 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 810 PEPPER LN, O FALLON, MO 63366-1872 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 810 PEPPER LN, O FALLON, MO 63366-1872 |
| Document Number | 0000013917 |
|---|---|
| Date | Mar 26, 2026 |
| Instrument | 2026R-013917 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 354 Months |
| Due | Sep 01, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Sep 14, 2022 |
| Property Address | 810 PEPPER LN, O FALLON, MO 63366-1872 |
| Document Number | 0000050822 |
| Map Reference | MB 22 PG 121 |
| Instrument Date | Sep 07, 2022 |
| Instrument | 2022R-050822 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2022 |
| Title Company | MORTGAGE CONNECT LP |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 810 PEPPER LN, 810, O FALLON, MO 63366-1872 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 810 PEPPER LN, O FALLON, MO 63366-1872 |
| Document Number | 0000050823 |
|---|---|
| Date | Sep 14, 2022 |
| Instrument | 2022R-050823 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2052 |
Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,339.00 (+0.13%) | $36,135 (+3.07%) | $190,185 (+3.07%) Land $50,000 Building $140,185 |
| 2024 | $2,336.00 | ||
| 2023 | $35,058 | ||
| 2022 | $184,518 Land $40,000 Building $144,518 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures