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812 N Narcoossee Rd, Saint Cloud, FL 34771 Property Records

Osceola County property record for 812 N Narcoossee Rd, Saint Cloud, FL 34771

Property Summary

Property TypeReligious, Church, Worship (Synagogue, Temple, Parsonage)
Details3 bd · 2 ba · 3,453 sqft · built 1985
Lot Size0.841 acres (36,633 sqft)
OwnerCompany Name on Record
Last Sale$1,287,900 (May 2022)
Tax Bill$4,516 (2025)
Deeds & MortgagesMay 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN20-25-31-4270-000F-0030

Property Details

APN / Parcel Number

Primary APN20-25-31-4270-000F-0030
Alternative APNs
  • 2531204270000F0030
  • 91707

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area3,453 sqft Gross Area
1st Floor Area3,036 sqft
FlooringCarpet
Interior WallsPaneling
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleCustom Design
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area36,633 sqft (0.841 acres)

Exterior Amenities

PorchOpen/Unfinished Porch
Porch Area80 sqft
Shed1 Shed
Shed Area160 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address812 N NARCOOSSEE RD
CitySAINT CLOUD
StateFL
Zip34771
Property CategoryOther
Property TypeOther > Religious, Church, Worship (Synagogue, Temple, Parsonage)
Local Zoning CodeORMH
Legal DescriptionOLD NARCOOSSEE PB 1 PG 017 BLK F LOTS 3 THRU 6 & THAT PT VAC RD LYING N OF LOTS 3 THRU 6
Legal Range31E
Legal Township25S
Legal Section20
Legal SubdivisionNARCOOSSEE THE TOWN OF
Legal Tract4270
Legal BlockF
Legal Lot Number3
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1043
Census Tract43600

Owner

Source: Osceola County records, as of June 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address9469 HABER CT, ORLANDO, FL 32827-7558
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 19, 2022 · Amount on Record
Deed SaleMay 19, 2022 · Amount on Record
Deed Document Number202279402
Deed Book / Page6217 / 1478
Prior Transfer DateMay 16, 2022
Prior Transfer Doc0000079402
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Recording DateMay 27, 2026
Property Address812 N NARCOOSSEE RD, SAINT CLOUD, FL 34771
Document Number0000068865
Book / Page6977 / 506
Instrument DateMay 15, 2026
Instrument202668865
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership, 266
Address9469 HABER CT, ORLANDO, FL 32827-7558

Mortgage

Document Number0000068865,
DateMay 27, 2026
Book Page6977/506
Instrument202668865
Lender
NameSEACOAST NATIONAL BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate6.3%
Max Rate-1%

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,516.00 (+0.44%)$262,400 (+3.59%) Land $164,900 Building $97,500$262,400 (+3.59%) Land $164,900 Building $97,500
2024$4,496.00 (+353.23%)
2023$992.00 (+14.68%) Additional exemption filed$253,300 (-0.12%) Land $164,900 Building $88,400$253,300 (-0.12%) Land $164,900 Building $88,400
2022$865.00 Additional exemption filed$253,600 Land $164,900 Building $88,700$253,600 Land $164,900 Building $88,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 278 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies278 in force
Nearby Flood Claims24 (1994–2022)
Claims Outside the SFHA2 of 24
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 4 claims
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · above 40% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: CenturyLink.

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