810 N Narcoossee Rd, Saint Cloud, FL 34771 Property Records

Osceola County property record for 810 N Narcoossee Rd, Saint Cloud, FL 34771

Property Summary

Property Type	Religious, Church, Worship (Synagogue, Temple, Parsonage)
Details	3 bd · 1 ba · 1,314 sqft · built 1985
Lot Size	0.398 acres (17,336 sqft)
Owner	Company Name on Record
Last Sale	$312,200 (May 2022)
Tax Bill	$2,881 (2025)
Deeds & Mortgages	May 2026 Line of Credit May 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-25-31-4270-000F-0010`

Property Details

APN / Parcel Number

Primary APN	`20-25-31-4270-000F-0010`
Alternative APNs	`2531204270000F0010` `91706`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,314 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Roof Material	Metal
Lot Area	17,336 sqft (0.398 acres)

Location & Zoning

Street Address	810 N NARCOOSSEE RD
City	SAINT CLOUD
State	FL
Zip	34771-8780
Property Category	Other
Property Type	Other > Religious, Church, Worship (Synagogue, Temple, Parsonage)
Local Zoning Code	ORMH
Legal Description	OLD NARCOOSSEE PB 1 PG 017 BLK F LOTS 1 & 2 & THAT PT OF VAC RD LYING N OF LOTS 1 & 2 LESS COM AT SW COR LOT 6 BLK F, E 294.74 FT TO POB; CONT E 5 FT, N 216 FT, W 5 FT, S 216 FT TO POB
Legal Range	31E
Legal Township	25S
Legal Section	20
Legal Subdivision	NARCOOSSEE THE TOWN OF
Legal Tract	4270
Legal Block	F
Legal Lot Number	1
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1043
Census Tract	43600

Owner

Source: Osceola County records, as of June 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	9469 HABER CT, ORLANDO, FL 32827-7558
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Deed of Trust, Mortgage · Line of Credit SEACOAST NATIONAL BANK
May 19, 2022	Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
May 19, 2022	Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2022 · Amount on Record
Deed Sale	May 19, 2022 · Amount on Record
Prior Sale	May 19, 2022 · Amount on Record
Deed Document Number	202279403
Deed Book / Page	6217 / 1482
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Recording Date	May 27, 2026
Property Address	810 N NARCOOSSEE RD, SAINT CLOUD, FL 34771-8780
Document Number	0000068865
Book / Page	6977 / 506
Instrument Date	May 15, 2026
Instrument	202668865
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	9469 HABER CT, ORLANDO, FL 32827-7558

Mortgage

Document Number	0000068865,
Date	May 27, 2026
Book Page	6977/506
Instrument	202668865

Lender

Name	SEACOAST NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.3%
Max Rate	-1%

May 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	May 19, 2022
Property Address	810 N NARCOOSSEE RD, SAINT CLOUD, FL 34771-8780
Document Number	0062171475
Book / Page	6217 / 1475
Map Reference	MB 1 PG 17-19
Instrument Date	May 16, 2022
Instrument	2022079401
Transaction Type	Transfer
Record Updated	Jan 10, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$2,170.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	870 N NARCOOSSEE RD, SAINT CLOUD, FL 34771-8780

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	870 N NARCOOSSEE RD, SAINT CLOUD, FL 34771-8780

May 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	May 19, 2022
Property Address	810 N NARCOOSSEE RD, SAINT CLOUD, FL 34771-8780
Document Number	0062171482
Book / Page	6217 / 1482
Map Reference	MB 1 PG 17-19
Instrument Date	May 16, 2022
Instrument	2022079403
Transaction Type	Transfer
Record Updated	Jan 10, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$2,185.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	870 N NARCOOSSEE RD, SAINT CLOUD, FL 34771-8780

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9469 HABER CT, ORLANDO, FL 32827-7558

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,881.00 (+0.35%)	$208,000 (+11.11%) Land $208,000	$208,000 (+11.11%) Land $208,000
2024	$2,871.00
2023	Additional exemption filed	$187,200 Land $187,200	$187,200 Land $187,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 278 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	278 in force
Nearby Flood Claims	24 (1994–2022)
Claims Outside the SFHA	2 of 24
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 4 claims Hurricane Ian, Sep 2022 · 3 claims Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 43% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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