Whiteside County property record for 812 Locust St, Sterling, IL 61081
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.273 acres (11,900 sqft) |
| Owner | Individual Name on File |
| Last Sale | $125,000 (Jan 2019) |
| Tax Bill | $4,991 (2025) |
| Deeds & Mortgages | Jan 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1121401001 |
| Primary APN | 1121401001 |
|---|---|
| Alternative APN |
|
| Lot Area | 11,900 sqft (0.273 acres) |
|---|---|
| Lot Dimensions | 169 ft deep x 70 ft wide |
| Account Number | 96577 |
|---|---|
| Street Address | 812 LOCUST ST |
| City | STERLING |
| State | IL |
| Zip | 61081-3549 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DNSMOR-PENGTON-COE ADD N 70 LOT 10 BLK 1 300500X |
| Legal Subdivision | DNSMOR-PENGTON-COE ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 10 |
| Jurisdiction | WHITESIDE IL |
| Township / Civil Division | STERLING |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 1102 |
Source: Whiteside County assessment roll, as of May 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 812 LOCUST ST, STERLING, IL 61081-3549 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 7, 2019 · Amount on Record |
| Deed Sale | Jan 7, 2019 · Amount on Record |
| Deed Document Number | 201979 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITESIDE IL |
| Property Address | 812 LOCUST ST, STERLING, IL 61081-3549 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000000080 |
|---|---|
| Date | Jan 7, 2019 |
| Instrument | 2019-00080 |
| Name | STERLING FEDERAL BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2049 |
Source: Whiteside County assessment roll, as of May 22, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Whiteside County |
| County Subdivision | Sterling Township |
| Municipality | Sterling City |
| Unified School District | Sterling Community Unit District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,991.00 | $55,144 Land $8,575 Building $46,569 | |
| 2024 | $165,432 Land $25,725 Building $139,707 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-STERLING private · serves 14,782 people · EPA ID IL1955040 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| JAB Wireless Fixed Wireless | 250 / 50 |
May also be available: Surf Air Wireless, Verizon.
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