Durham County property record for 812 Gerard St, Durham, NC 27701
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 937 sqft · built 1920 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Individual Name on File |
| Last Sale | $180,000 (Aug 2023) |
| Tax Bill | $3,380 (2026) |
| Deeds & Mortgages | Mar 2026 Mortgage Aug 2023 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0821-36-6933 |
| Primary APN | 0821-36-6933 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 937 sqft Heated Area |
| 1st Floor Area | 937 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Ranch |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 5,663 sqft (0.13 acres) |
| Lot Dimensions | 110 ft deep x 51 ft wide |
| Porch | Porch |
| Porch Area | 162 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Street Address | 812 GERARD ST |
|---|---|
| City | DURHAM |
| State | NC |
| Zip | 27701-3039 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RU-5(2) |
| Legal Description | FITZGERALD TRACT/LT#51 PL:00003A-000061 |
| Legal Subdivision | FITZGERALD TRACT |
| Legal Lot Number | 51 |
| Jurisdiction | DURHAM NC |
| Township / Civil Division | DURHAM |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 500 |
812 Gerard St is owned and occupied by an individual who bought it in August 2023.
Source: Durham County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 812 GERARD ST, DURHAM, NC 27701-3039 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 16, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Aug 10, 2023 | Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING |
| Jul 19, 2023 | Warranty Deed, Transfer |
| Jan 31, 2023 | Land Contract, Transfer |
| Jul 27, 2022 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 10, 2023 · Amount on File |
| Deed Sale | Aug 10, 2023 · Amount on File |
| Deed Document Number | 202370689 |
| Deed Book / Page | 9966 / 789 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 812 GERARD ST, DURHAM, NC 27701-3039 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2026 |
| Title Company | ROCKET CLOSE LLC |
| Name | Verified Name |
|---|---|
| Address | 812 GERARD ST, DURHAM, NC 27701-3039 |
| Document Number | 0105000242 |
|---|---|
| Date | Mar 16, 2026 |
| Book Page | 10500/242 |
| Instrument | 2026166936 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DURHAM NC |
| Recording Date | Aug 10, 2023 |
| Property Address | 812 GERARD ST, DURHAM, NC 27701-3039 |
| Document Number | 0099660789 |
| Book / Page | 9966 / 789 |
| Map Reference | MB 3 PG 61 |
| Instrument Date | Aug 9, 2023 |
| Instrument | 2023070689 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2023 |
| Title Company | NOT AVAILABLE, HONEYBEE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $360.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 904 E CHATHAM ST, APEX, NC 27502-1763 |
| Name | Verified Name |
|---|---|
| Address | 812 GERARD ST, DURHAM, NC 27701-3039 |
| Document Number | 2023070690 |
|---|---|
| Date | Aug 10, 2023 |
| Instrument | 2023070690 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DURHAM NC |
| Recording Date | Jul 19, 2023 |
| Property Address | 812 GERARD ST, DURHAM, NC 27701-3039 |
| Document Number | 0099530919 |
| Book / Page | 9953 / 919 |
| Map Reference | MB 3A PG 61 |
| Instrument Date | Jul 14, 2023 |
| Instrument | 2023068391 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 812 GERARD ST, DURHAM, NC 27701-3039 |
| Document Type | Land Contract |
|---|---|
| Jurisdiction | DURHAM NC |
| Recording Date | Jan 31, 2023 |
| Property Address | 812 GERARD ST, DURHAM, NC 27701-3039 |
| Document Number | 0098560674 |
| Book / Page | 9856 / 674 |
| Instrument Date | Jan 31, 2023 |
| Instrument | 2023050818 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1162 N DUKE ST # 1, 1, DURHAM, NC 27701-1631 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DURHAM NC |
| Recording Date | Jul 27, 2022 |
| Property Address | 812 GERARD ST, DURHAM, NC 27701-3039 |
| Document Number | 0097490480 |
| Book / Page | 9749 / 480 |
| Map Reference | MB 3A PG 61 |
| Instrument Date | Apr 27, 2022 |
| Instrument | 2022030621 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 904 E CHATHAM ST, APEX, NC 27502-1763 |
The 2026 property tax bill for 812 Gerard St was $3,380, up 2.5% from the year before.
Source: Durham County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Durham County |
| Municipality | Durham City |
| Unified School District | Durham Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,380.00 (+2.52%) | $332,614 (-) Land $226,000 Building $106,614 | $332,614 (-) Land $226,000 Building $106,614 |
| 2025 | $3,297.00 | $332,614 Land $226,000 Building $106,614 | $332,614 Land $226,000 Building $106,614 |
| 2023 | $1,635.00 (+2.38%) | $124,850 (-) Land $70,625 Building $54,225 | $124,850 (-) Land $70,625 Building $54,225 |
| 2022 | $1,597.00 | $124,850 Land $70,625 Building $54,225 | $124,850 Land $70,625 Building $54,225 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 812 Gerard St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 812 Gerard St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DURHAM serves 333,490 people · EPA ID NC0332010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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