Durham County property record for 811 Gerard St, Durham, NC 27701
| Property Type | Other |
|---|---|
| Details | 3 bd · 2.5 ba · 1,463 sqft · built 2010 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $160,000 (Sep 2016) |
| Tax Bill | $3,946 (2026) |
| Deeds & Mortgages | Oct 2023 Line of Credit Jan 2019 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0821-36-7994 |
| Primary APN | 0821-36-7994 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,463 sqft Heated Area |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Conventional |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 125 ft deep x 51 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Street Address | 811 GERARD ST |
|---|---|
| City | DURHAM |
| State | NC |
| Zip | 27701-3038 |
| Property Category | Other |
| Property Type | Other > Miscellaneous |
| Local Zoning Code | RU-5(2) |
| Legal Description | FITZGERALD TRACT/LT#18 SELF HELP THROUGH-2027 PL:00003A-000061 |
| Legal Subdivision | FITZGERALD TRACT |
| Legal Lot Number | 18 |
| Jurisdiction | DURHAM NC |
| Township / Civil Division | DURHAM |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 500 |
811 Gerard St is owned by two individuals who bought it in September 2016.
Source: Durham County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 811 GERARD ST, DURHAM, NC 27701-3038 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 19, 2023 | Deed of Trust, Mortgage · Line of Credit PARTNER COMMUNITY CAPITAL INC |
| Jan 22, 2019 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Apr 24, 2019 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Nov 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 13, 2016 · Amount on File |
| Deed Sale | Sep 13, 2016 · Amount on File |
| Prior Sale | Jul 27, 2012 · Amount on File |
| Deed Document Number | 201631380 |
| Deed Book / Page | 8018 / 872 |
| Prior Transfer Date | Dec 5, 2008 |
| Prior Transfer Doc | 0061050096 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 811 GERARD ST, DURHAM, NC 27701-3038 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2023 |
| Name | Verified Name |
|---|---|
| Address | 811 GERARD ST, DURHAM, NC 27701-3038 |
| Investor | Possibly a Property Investor |
| Document Number | 0100020619 |
|---|---|
| Date | Oct 19, 2023 |
| Book Page | 10002/619 |
| Instrument | 2023077367 |
| Name | PARTNER COMMUNITY CAPITAL INC |
|---|---|
| Type | Non-Lending Institution |
| Address | CHARLES TOWN, WV 25414 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 811 GERARD ST, DURHAM, NC 27701-3038 |
| Transaction Type | Mortgage |
| Record Updated | Sep 5, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0085810976 |
|---|---|
| Date | Jan 22, 2019 |
| Book Page | 8581/976 |
| Instrument | 2019001828 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | NEW CASTLE, DE 19720 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Dec 26, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 811 GERARD ST, DURHAM, NC 27701-3038 |
| Transaction Type | Mortgage |
| Record Updated | Sep 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0086400473 |
|---|---|
| Date | Apr 24, 2019 |
| Book Page | 8640/473 |
| Instrument | 2019013054 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | SAN FRANCISCO, CA 94108 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 23, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 811 GERARD ST, DURHAM, NC 27701-3038 |
| Transaction Type | Mortgage |
| Record Updated | Sep 5, 2022 |
| Title Company | AMROCK |
| Name | Verified Name |
|---|
| Document Number | 0095170637 |
|---|---|
| Date | Nov 3, 2021 |
| Book Page | 9517/637 |
| Instrument | 2021056311 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2051 |
The 2026 property tax bill for 811 Gerard St was $3,946, up 2.5% from the year before.
Source: Durham County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Durham County |
| Municipality | Durham City |
| Unified School District | Durham Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,946.00 (+2.52%) | $388,357 (-) Land $171,000 Building $217,357 | $388,357 (-) Land $171,000 Building $217,357 |
| 2025 | $3,849.00 | $388,357 Land $171,000 Building $217,357 | $388,357 Land $171,000 Building $217,357 |
| 2023 | $3,602.00 (+2.33%) | $275,025 Land $57,200 Building $217,825 | $275,025 Land $57,200 Building $217,825 |
| 2022 | $3,520.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 811 Gerard St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 811 Gerard St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DURHAM serves 333,490 people · EPA ID NC0332010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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