Midland County property record for 812 E Saint Andrews Rd, Midland, MI 48642
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 960 sqft · built 1954 |
| Lot Size | 0.189 acres (8,276 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,889 (2022) |
| Deeds & Mortgages | Apr 2023 Mortgage Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-10-50-004 |
| Primary APN | 14-10-50-004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| Basement Area | 960 sqft |
| Year Built | Built 1954 |
|---|---|
| Lot Area | 8,276 sqft (0.189 acres) |
| Lot Dimensions | 120 ft deep x 70 ft wide |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 141050004 |
|---|---|
| Street Address | 812 E SAINT ANDREWS RD |
| City | MIDLAND |
| State | MI |
| Zip | 48642-3680 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA1 |
| Legal Description | N 1/2 OF LOT 11 BLK DD REPLAT OF HOMESTEAD ADD NO 1 |
| Legal Subdivision | BLK DD REPLAT OF HOMESTEAD ADD |
| Legal Block | DD |
| Legal Lot Number | 11 |
| Jurisdiction | MIDLAND MI |
| Township / Civil Division | MIDLAND |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 290300 |
812 E Saint Andrews Rd is owned and occupied by an individual who acquired it in November 2013.
Source: Midland County records, as of June 19, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 812 E SAINT ANDREWS RD, MIDLAND, MI 48642-3680 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 17, 2023 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Jun 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Nov 25, 2013 |
| Transfer Doc | 1572/678 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDLAND MI |
| Property Address | 812 E SAINT ANDREWS RD, MIDLAND, MI 48642-3680 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2023 |
| Name | Verified Name |
|---|---|
| Address | 812 E SAINT AVENUE, OKEMOS, MI 48864 |
| Document Number | 001664/489 |
|---|---|
| Date | Apr 17, 2023 |
| Book Page | 1664/489 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDLAND MI |
| Property Address | 812 E SAINT ANDREWS RD, MIDLAND, MI 48642-3680 |
| Transaction Type | Mortgage |
| Record Updated | Jul 2, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 812 E SAINT ANDREWS RD, MIDLAND, MI 48642-3680 |
| Document Number | 1646/1313 |
|---|---|
| Date | Jun 17, 2021 |
| Book Page | 1646/1313 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Type Change Date | Jul 1, 2026 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 4.87% |
| Index | Other |
| Margin | 3 |
| Max Rate | 7.87% |
Source: Midland County assessment roll, as of March 1, 2023
| Type | Name |
|---|---|
| State | Michigan |
| County | Midland County |
| Municipality | Midland City |
| Unified School District | Midland Public Schools (KG - 12) |
FEMA maps place 812 E Saint Andrews Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 3, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 812 E Saint Andrews Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370 |
|---|---|
| Water Source | Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 529 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Omni Fiber Fiber | 10,000 / 10,000 |
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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