804 E Saint Andrews Rd, Midland, MI 48642 Property Records

Midland County property record for 804 E Saint Andrews Rd, Midland, MI 48642

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,668 sqft · built 1939
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$140,000 (Feb 2021)
Tax Bill	$2,887 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Feb 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`14-10-50-012`

Property Details

APN / Parcel Number

Primary APN	`14-10-50-012`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	1,668 sqft Living Area
1st Floor Area	1,049 sqft
Basement Area	980 sqft
Unfinished Basement	980 sqft

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	140 ft deep x 85.6 ft wide
Garage Area	351 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	804 E SAINT ANDREWS RD
City	MIDLAND
State	MI
Zip	48642-3680
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-1
Legal Description	THE E 65.13 FT OF LOT 9 BLK DD REPLAT OF VAC HOMESTEAD ADD NO 1 & W 20.42 FT OF LOT 10
Legal Subdivision	BLK DD REPLAT OF VAC HOMESTEAD ADD
Legal Block	DD
Legal Lot Number	9-10
Jurisdiction	MIDLAND MI
Township / Civil Division	MIDLAND
Census Block Group	4
Census Block	4010
Census Tract	290300

Owner

804 E Saint Andrews Rd is owned and occupied by two individuals who bought it in February 2021.

Source: Midland County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	804 E SAINT ANDREWS RD, MIDLAND, MI 48642-3680
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2021	Warranty Deed, Transfer · Conventional Mortgage FRANKENMUTH CU
Feb 17, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 17, 2021 · Amount on File
Deed Sale	Feb 17, 2021 · Amount on File
Prior Sale	May 15, 2015 · Amount on File
Deed Book / Page	1642 / 844
Prior Transfer Date	Jan 25, 2021
Prior Transfer Doc	1642/843
Record Updated	Oct 29, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Feb 17, 2021
Property Address	804 E SAINT ANDREWS RD, MIDLAND, MI 48642-3680
Document Number	1642/844
Book / Page	1642 / 844
Map Reference	LB B PG 38
Instrument Date	Feb 12, 2021
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	525 N 8 MILE RD, 525, MIDLAND, MI 48640-9076

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1513 PORTABELLA TRL APT D, D, MT PLEASANT, MI 48858-4022

Mortgage

Document Number	1642845
Date	Feb 17, 2021
Instrument	1642/845

Lender

Name	FRANKENMUTH CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 2, 2051

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIDLAND MI
Recording Date	Feb 17, 2021
Property Address	804 E SAINT ANDREWS RD, MIDLAND, MI 48642-3680
Document Number	1642/843
Book / Page	1642 / 843
Map Reference	LB B PG 38
Instrument Date	Jan 25, 2021
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	525 N 8 MILE RD, MIDLAND, MI 48640-9076

Tax Assessment & Valuation

The 2025 property tax bill for 804 E Saint Andrews Rd was $2,887 with a homeowner's exemption, up 1.1% from the year before.

Source: Midland County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
Municipality	Midland City
Unified School District	Midland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$101,500 (+5.73%)	$203,000 (+5.73%)
2025	$2,887.00 (+1.05%) Homeowner's exemption	$96,000	$192,000
2024	$2,857.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 804 E Saint Andrews Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 804 E Saint Andrews Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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