Kane County property record for 812 E Main St, #201, Saint Charles, IL 60174
| Property Type | Commercial |
|---|---|
| Details | 1,037 sqft · built 1976 |
| Lot Size | 0.5 acres (2,175 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $70,000 (Jul 2018) |
| Tax Bill | $2,034 (2025) |
| Deeds & Mortgages | Jul 2019 Sale & Mortgage Jul 2018 Sale + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 09-27-476-012 |
| Primary APN | 09-27-476-012 |
|---|
| Units | 4 Units |
|---|---|
| Stories | 1 Story |
| Building Area | 1,037 sqft Gross Area |
| 1st Floor Area | 1,037 sqft |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1999 |
| Lot Area | 2,175 sqft (0.5 acres) |
| Street Address | 812 E MAIN ST, 201 |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60174-2207 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | 812 EAST MAIN STREET CONDOMINIUMS UNIT 201 (UPPER LEVEL) AS DESC IN DOC 2003K187368 (EX PT TAKEN FOR ROAD BY DOCS 2004K068373 & 2004K068374) |
| Legal Subdivision | EAST MAIN STREET CONDOS |
| Legal Block | 1 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 852300 |
812 E Main St, #201 is owned by two individuals who bought it in July 2018.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2314 ALAMANCE DR, WEST CHICAGO, IL 60185-6447 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 9, 2019 | Warranty Deed, Transfer · Conventional with PMI CIBM BK |
| Jul 31, 2018 | Warranty Deed, Transfer CHICAGO TITLE COMPANY |
| Sep 11, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Aug 29, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 31, 2018 · Amount on File |
| Deed Sale | Jul 31, 2018 · Amount on File |
| Prior Sale | May 27, 2004 · Amount on File |
| Deed Document Number | 201836789 |
| Prior Transfer Date | Sep 8, 2017 |
| Prior Transfer Doc | 0000047654 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jul 9, 2019 |
| Property Address | 812 E MAIN ST STE 201, 201, ST CHARLES, IL 60174-2207 |
| Document Number | 0000029119 |
| Instrument Date | Jun 20, 2019 |
| Instrument | 29119 |
| Transaction Type | Transfer |
| Record Updated | Jul 23, 2019 |
| Title Company | CHICAGO LAND AGENCY SERVICES, CHICAGO LAND AGCY SVCS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $600.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1229 PORTCHESTER CIR CAROL STREAM IL 601886081, CAROL STREAM, IL 60188-6081 |
| Document Number | 29120 |
|---|---|
| Date | Jul 9, 2019 |
| Instrument | 29120 |
| Name | CIBM BK |
|---|---|
| Type | Bank |
| Address | NAPERVILLE, IL 60563 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 8, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jul 31, 2018 |
| Property Address | 812 E MAIN ST STE 201, 201, ST CHARLES, IL 60174-2207 |
| Document Number | 0000036789 |
| Instrument Date | Jul 26, 2018 |
| Instrument | 36789 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $70.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2314 ALAMANCE DR WEST CHICAGO IL 601856447, WEST CHICAGO, IL 60185-6447 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Sep 11, 2017 |
| Property Address | 812 E MAIN ST STE 201, 201, ST CHARLES, IL 60174-2207 |
| Document Number | 0000047654 |
| Instrument Date | Sep 8, 2017 |
| Instrument | 47654 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 6 WHEATON CTR #106 WHEATON IL 601874964, 106, WHEATON, IL 60187-4964 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Aug 29, 2017 |
| Property Address | 812 E MAIN ST STE 201, 201, ST CHARLES, IL 60174-2207 |
| Document Number | 0000045481 |
| Instrument Date | Aug 29, 2017 |
| Instrument | 45481 |
| Transaction Type | Transfer |
| Record Updated | Sep 26, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 6 WHEATON CTR #106 WHEATON IL 601874964, 106, WHEATON, IL 60187-4964 |
The 2025 property tax bill for 812 E Main St, #201 was $2,034.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,034.00 | $29,004 (+8.53%) Land $8,790 Building $20,214 | $87,047 (+8.53%) Land $26,381 Building $60,666 |
| 2024 | $26,724 Land $8,099 Building $18,625 | $80,204 Land $24,307 Building $55,897 | |
| 2022 | $2,429.00 (+3.85%) | $30,093 (+4.91%) Land $7,221 Building $22,872 | $90,279 (+4.91%) Land $21,663 Building $68,616 |
| 2021 | $2,339.00 | $28,685 Land $6,883 Building $21,802 | $86,055 Land $20,649 Building $65,406 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 812 E Main St, #201 in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 29 (1979–2020) |
| Claims Outside the SFHA | 5 of 29 |
| Most Recent Claim | May 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 812 E Main St, #201 has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES serves 33,081 people · EPA ID IL0894830 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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