Kane County property record for 812 E Main St, #101, Saint Charles, IL 60174
| Property Type | Commercial |
|---|---|
| Details | 2,658 sqft · built 1976 |
| Lot Size | 0.128 acres (5,574 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $4,701 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | 09-27-476-011 |
| Primary APN | 09-27-476-011 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 2,658 sqft Gross Area |
| 1st Floor Area | 2,658 sqft |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1999 |
| Lot Area | 5,574 sqft (0.128 acres) |
| Street Address | 812 E MAIN ST, 101 |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60174-2207 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | 812 EAST MAIN STREET CONDOMINIUMS UNIT 101 (LOWER LEVER) AS DESC IN DOC 2003K187368 (EX PT TAKEN FOR ROAD BY DOC 2004K068373 & 2004K068374) |
| Legal Subdivision | EAST MAIN STREET CONDOS |
| Legal Block | 1 |
| Legal Lot Number | 2,7 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 852300 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 7 CLOVE CT, SOUTH ELGIN, IL 60177-2820 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Dec 14, 2016 |
| Transfer Doc | 0000069098 |
| Record Updated | Sep 20, 2026 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,701.00 (-13.9%) | $67,031 (+8.53%) Land $22,528 Building $44,503 | $201,173 (+8.53%) Land $67,611 Building $133,562 |
| 2024 | $61,762 (-8.68%) Land $20,757 Building $41,005 | $185,360 (-8.64%) Land $62,296 Building $123,064 | |
| 2022 | $5,460.00 (+3.86%) | $67,633 (+4.91%) Land $18,507 Building $49,126 | $202,899 (+4.91%) Land $55,521 Building $147,378 |
| 2021 | $5,257.00 | $64,468 Land $17,641 Building $46,827 | $193,404 Land $52,923 Building $140,481 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 29 (1979–2020) |
| Claims Outside the SFHA | 5 of 29 |
| Most Recent Claim | May 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES serves 33,081 people · EPA ID IL0894830 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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