812 Co Hwy 1, Mount Upton, NY 13809 Property Records

Otsego County and Unadilla Town property record for 812 Co Hwy 1, Mount Upton, NY 13809

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,500 sqft · built 2024
Lot Size	24 acres (1,045,876 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,094 (2026)
Deeds & Mortgages	Feb 2026 Mortgage Aug 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`366289 327.00-1-34.00`

Property Details

APN / Parcel Number

Primary APN	`366289 327.00-1-34.00`
Alternative APNs	`628932700000010340000000` `025190`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,500 sqft Living Area
1st Floor Area	1,500 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	1,045,876 sqft (24 acres)
Garage Type	Detached
Garage Area	192 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	288 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	025190
Street Address	812 COUNTY HIGHWAY 1
City	MOUNT UPTON
State	NY
Zip	13809-2135
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	983 0 0
Legal Block	1
Legal Lot Number	34.000
Jurisdiction	OTSEGO NY
Township / Civil Division	UNADILLA
Census Block Group	1
Census Block	1017
Census Tract	591602

Owner

Source: Otsego County and Unadilla Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	219 DINGMAN HILL RD, BAINBRIDGE, NY 13733-3311
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2026	Deed of Trust, Mortgage CROSSCOUNTRY MORTGAGE INC
Aug 21, 2023	Quit Claim Deed, Transfer Quitclaim
Jun 2, 2022	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2024
Deed Sale	Aug 27, 2024
Prior Sale	Jun 2, 2022 · Amount on Record
Deed Document Number	20242024-3369
Prior Transfer Date	Aug 13, 2024
Prior Transfer Doc	0000000369
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTSEGO NY
Property Address	812 COUNTY HIGHWAY 1, MOUNT UPTON, NY 13809-2135
Transaction Type	Mortgage
Record Updated	Mar 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000084
Date	Feb 17, 2026
Instrument	2026-784

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OTSEGO NY
Recording Date	Aug 21, 2023
Property Address	812 COUNTY HIGHWAY 1, MOUNT UPTON, NY 13809
Document Number	0000000348
Instrument Date	Apr 3, 2023
Instrument	2023-3348
Transaction Type	Transfer
Record Updated	Mar 19, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	219 DINGMAN HILL RD, BAINBRIDGE, NY 13733-3311

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OTSEGO NY
Recording Date	Jun 2, 2022
Property Address	812 COUNTY HIGHWAY 1, MOUNT UPTON, NY 13809
Document Number	0000000049
Instrument Date	May 26, 2022
Instrument	2022-3049
Transaction Type	Transfer
Record Updated	Mar 19, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 KNAPP SHAVER RD, UNADILLA, NY 13849-3350

Tax Assessment & Valuation

Source: Otsego County and Unadilla Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Otsego County
County Subdivision	Unadilla Town
Unified School District	Gilbertsville-Mount Upton Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,094.00 (+12.34%) Disabled Person's exemption Veteran's exemption
2025	$1,864.00	$69,600 (+65.32%) Land $17,500 Building $52,100	$169,756 (+89.51%) Land $42,683 Building $127,073
2023		$42,100 (-) Land $17,500 Building $24,600	$89,574 (+12.77%) Land $37,234 Building $52,340
2022		$42,100 Land $17,500 Building $24,600	$79,434 Land $33,019 Building $46,415

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2006–2011)
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	45 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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