812 Bell Post Rd, Belmont, NC 28012 Property Records

Gaston County property record for 812 Bell Post Rd, Belmont, NC 28012

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,438 sqft · built 1987
Lot Size	0.59 acres (25,700 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,000,000 (Sep 2025)
Tax Bill	$4,160 (2026)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Apr 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`15108 00703`

Property Details

APN / Parcel Number

Primary APN	`15108 00703`
Alternative APNs	`1667589` `193545`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,438 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	25,700 sqft (0.59 acres)
Porch	Porch
Porch Area	246 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	812 BELL POST RD
City	BELMONT
State	NC
Zip	28012-7761
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	15 108 007 03 000
Jurisdiction	GASTON NC
Township / Civil Division	SOUTH POINT
Census Block Group	2
Census Block	2001
Census Tract	32406

Owner

Source: Gaston County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3517 TRENT ST, CHARLOTTE, NC 28209-2316
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2025	Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Apr 6, 2018	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2025 · Amount on Record
Deed Sale	Sep 24, 2025 · Amount on Record
Prior Sale	Nov 22, 1995 · Amount on Record
Deed Book / Page	5587 / 1218
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Sep 24, 2025
Property Address	812 BELL POST RD, BELMONT, NC 28012-7761
Document Number	0055871218
Book / Page	5587 / 1218
Instrument Date	Sep 24, 2025
Transaction Type	Transfer
Record Updated	Oct 21, 2025
Title Company	INTEGRA TITLE SERVICES LLC, INTEGRATED TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,000.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	111 ALBERTA AVE, BELMONT, NC 28012-2801

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3517 TRENT ST, CHARLOTTE, NC 28209-2316

Mortgage

Document Number	0055871221
Date	Sep 24, 2025
Book Page	5587/1221

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	3160 CROW CANYON RD STE 400, SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	812 BELL POST RD, BELMONT, NC 28012-7761
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0049700943
Date	Apr 6, 2018
Book Page	4970/0943

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	CHARLOTTE, NC 28204

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,160.00	$582,740 (-) Land $222,890 Building $359,850
2025	$4,160.00 (+2.72%)	$582,740 (-) Land $222,890 Building $359,850
2023	$4,050.00	$582,740 Land $222,890 Building $359,850
2021			$436,800 Land $222,890 Building $213,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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