805 Bell Post Rd, Belmont, NC 28012 Property Records

Gaston County property record for 805 Bell Post Rd, Belmont, NC 28012

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,800 sqft · built 2019
Lot Size	1.47 acres (64,033 sqft)
Owner	2 Individual Names on File
Last Sale	$40,000 (Mar 2017)
Tax Bill	$5,481 (2026)
Deeds & Mortgages	May 2020 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`213359`

Property Details

APN / Parcel Number

Primary APN	`213359`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Building Area	2,800 sqft Heated Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Custom Design
Lot Area	64,033 sqft (1.47 acres)

Location & Zoning

Street Address	805 BELL POST RD
City	BELMONT
State	NC
Zip	28012-7762
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	WOODEND L 25 15 107 016 00 000
Legal Subdivision	WOODEND SUBDIVISION
Jurisdiction	GASTON NC
Township / Civil Division	SOUTH POINT
Census Block Group	2
Census Block	2001
Census Tract	32406

Owner

805 Bell Post Rd is owned and occupied by two individuals who bought it in March 2017.

Source: Gaston County records, as of August 31, 2026

Owner of Record	2 Individual Names on File
Mailing Address	805 BELL POST RD, BELMONT, NC 28012-7762
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage UWHARRIE BANK
Feb 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage UWHARRIE BANK
Oct 25, 2018	Deed of Trust, Mortgage · Line of Credit FIRST FSB/LINCOLNTON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2017 · Amount on File
Deed Sale	Mar 9, 2017 · Amount on File
Prior Sale	Aug 29, 2008 · Amount on File
Deed Book / Page	4899 / 841
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	805 BELL POST RD, BELMONT, NC 28012-7762
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0051210565
Date	May 11, 2020
Book Page	5121/565

Lender

Name	UWHARRIE BANK
Type	Bank
Address	ALBEMARLE, NC 28001

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	805 BELL POST RD, BELMONT, NC 28012-7762
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050991870
Date	Feb 7, 2020
Book Page	5099/1870

Lender

Name	UWHARRIE BANK
Type	Bank
Address	ALBEMARLE, NC 28001

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	805 BELL POST RD, BELMONT, NC 28012-7762
Document Number	0050071167
Instrument Date	Oct 25, 2018
Transaction Type	Mortgage
Record Updated	Nov 9, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	644 JASIN DR GASTONIA NC 280545929, GASTONIA, NC 28054-5929

Mortgage

Document Number	0050071167
Date	Oct 25, 2018
Book Page	005007/001167

Lender

Name	FIRST FSB/LINCOLNTON
Type	Federal Savings Bank
Address	LINCOLNTON, NC 28092-3398

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 805 Bell Post Rd was $5,481.

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,481.00	$767,780 Land $80,530 Building $687,250
2023	$5,358.00	$774,870 Land $80,530 Building $694,340
2021			$494,820 Land $41,410 Building $453,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 805 Bell Post Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 805 Bell Post Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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