Clinton County and Peru Town property record for 812 Bear Swamp Rd, Peru, NY 12972
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,198 sqft · built 1961 |
| Lot Size | 0.229 acres (10,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $45,000 (Jun 2007) |
| Tax Bill | $4,364 (2026) |
| Deeds & Mortgages | Jun 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 094000 280.1-6-2 |
| Primary APN | 094000 280.1-6-2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,198 sqft Living Area |
| 1st Floor Area | 1,198 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 10,000 sqft (0.229 acres) |
| Lot Dimensions | 100 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Canopy | 336 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 812 BEAR SWAMP RD |
|---|---|
| City | PERU |
| State | NY |
| Zip | 12972-3008 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PAT BELLS LOT 154 |
| Legal Block | 6 |
| Legal Lot Number | 2.000 |
| Jurisdiction | CLINTON NY |
| Township / Civil Division | PERU |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 101901 |
812 Bear Swamp Rd is owned and occupied by an individual who bought it in June 2007.
Source: Clinton County and Peru Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 812 BEAR SWAMP RD, PERU, NY 12972-3008 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 19, 2007 · Amount on File |
| Deed Sale | Jun 19, 2007 · Amount on File |
| Prior Sale | Jan 9, 2007 |
| Deed Book / Page | 20072 / 6465 |
| Prior Transfer Date | Dec 5, 2006 |
| Prior Transfer Doc | 0000020062/000000134 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON NY |
| Recording Date | Jun 24, 2026 |
| Property Address | 812 BEAR SWAMP RD, PERU, NY 12972-3008 |
| Document Number | 0000351065 |
| Instrument Date | Jun 12, 2026 |
| Instrument | 2026351065 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 812 BEAR SWAMP RD, PERU, NY 12972-3008 |
| Document Number | 0000351065, |
|---|---|
| Date | Jun 24, 2026 |
| Instrument | 2026351065 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
The 2026 property tax bill for 812 Bear Swamp Rd was $4,364 with a homeowner's exemption, up 167.4% from the year before.
Source: Clinton County and Peru Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Clinton County |
| County Subdivision | Peru Town |
| Unified School District | Peru Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,364.00 (+167.4%) Homeowner's exemption | ||
| 2025 | $1,632.00 | $191,000 Land $14,800 Building $176,200 | $191,000 Land $14,800 Building $176,200 |
| 2023 | $182,500 (+14.71%) Land $14,800 Building $167,700 | $182,500 (+14.71%) Land $14,800 Building $167,700 | |
| 2022 | $159,100 Land $14,800 Building $144,300 | $159,100 Land $14,800 Building $144,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 812 Bear Swamp Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 20, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 812 Bear Swamp Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PERU WD serves 2,700 people · EPA ID NY0900216 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 9 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: SLICFiber, Westelcom Networks.
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