810 Bear Swamp Rd, Peru, NY 12972 Property Records

Clinton County and Peru Town property record for 810 Bear Swamp Rd, Peru, NY 12972

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,452 sqft · built 1960
Lot Size	0.432 acres (18,844 sqft)
Owner	2 Individual Names on Record
Last Sale	$88,360 (Apr 2010)
Tax Bill	$4,279 (2026)
Deeds & Mortgages	Aug 2021 Refinance Aug 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`094000 280.1-6-3`

Property Details

APN / Parcel Number

Primary APN	`094000 280.1-6-3`
Alternative APN	`400028000100060030000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,452 sqft Living Area
1st Floor Area	1,452 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Lot Area	18,844 sqft (0.432 acres)
Lot Dimensions	280 ft deep x 67.3 ft wide
Garage Type	Attached
Garage Area	338 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	40 sqft
Patio Area	220 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	810 BEAR SWAMP RD
City	PERU
State	NY
Zip	12972-3008
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 BELLS LOCATION
Legal Block	6
Legal Lot Number	3.000
Jurisdiction	CLINTON NY
Township / Civil Division	PERU
Census Block Group	3
Census Block	3005
Census Tract	101901

Owner

Source: Clinton County and Peru Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	810 BEAR SWAMP RD, PERU, NY 12972-3008
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MOUNTAIN VALLEY FCU
Aug 30, 2021	Warranty Deed, Transfer · Stand-Alone Refinance MOUNTAIN VALLEY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2010 · Amount on Record
Deed Sale	Apr 12, 2010 · Amount on Record
Prior Sale	Oct 18, 1999 · Amount on Record
Deed Book / Page	20102 / 31537
Last Transfer Date	Aug 23, 2021
Transfer Doc	0000318659
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON NY
Property Address	810 BEAR SWAMP RD, PERU, NY 12972-3008
Transaction Type	Mortgage
Record Updated	Mar 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000318660
Date	Aug 30, 2021
Instrument	20210-00318660

Lender

Name	MOUNTAIN VALLEY FCU

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON NY
Recording Date	Aug 30, 2021
Property Address	810 BEAR SWAMP RD, PERU, NY 12972-3008
Document Number	2021000318659
Instrument Date	Aug 23, 2021
Instrument	20210-00318659
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	810 BEAR SWAMP RD, PERU, NY 12972-3008

Mortgage

Document Number	2021000318660
Date	Aug 30, 2021
Instrument	20210-00318660

Lender

Name	MOUNTAIN VALLEY FCU

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Clinton County and Peru Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Clinton County
County Subdivision	Peru Town
Unified School District	Peru Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,279.00 (+167.44%) Homeowner's exemption
2025	$1,600.00	$187,300 (+2.86%) Land $15,900 Building $171,400	$187,300 (+2.86%) Land $15,900 Building $171,400
2023		$182,100 Land $15,900 Building $166,200	$182,100 Land $15,900 Building $166,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PERU WD serves 2,700 people · EPA ID NY0900216
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	9 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: SLICFiber, Westelcom Networks.

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