812 Arcadia Rd, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 812 Arcadia Rd, Chesapeake, VA 23320

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,498 sqft · built 1993
Lot Size	0.277 acres (12,066 sqft)
Owner	2 Individual Names on Record
Last Sale	$495,000 (Jul 2025)
Tax Bill	$4,749 (2025)
Deeds & Mortgages	Apr 2026 Mortgage
APN	`0372006000190`

Property Details

APN / Parcel Number

Primary APN	`0372006000190`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,498 sqft Living Area
1st Floor Area	784 sqft
Upper Floors Area	784 sqft
Attic	Attic
Attic Area	440 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2023
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,066 sqft (0.277 acres)
Lot Dimensions	142 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	440 sqft
Porch	Slab
Porch Area	28 sqft
Patio Area	441 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	812 ARCADIA RD
City	CHESAPEAKE
State	VA
Zip	23320-3171
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12S: RESI
Legal Description	19 CLEARFIELD ESTATES SEC 5
Legal Subdivision	CLEARFIELD,CLEARFIELD ESTATES,TALLWOOD
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	2
Census Block	2008
Census Tract	20804

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	812 ARCADIA RD, CHESAPEAKE, VA 23320-3171
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2025 · Amount on Record
Deed Sale	Jul 1, 2025 · Amount on Record
Deed Document Number	202514378
Deed Book / Page	10869 / 448
Prior Transfer Date	Jan 28, 2025
Prior Transfer Doc	010822/177
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Apr 9, 2026
Property Address	812 ARCADIA RD, CHESAPEAKE, VA 23320-3171
Document Number	0000008805
Book / Page	10965 / 303
Instrument Date	Mar 16, 2026
Instrument	20268805
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	812 ARCADIA RD, CHESAPEAKE, VA 23320-3171
Investor	Possibly a Property Investor

Mortgage

Document Number	0000008805,
Date	Apr 9, 2026
Book Page	10965/303
Instrument	20268805

Lender

Name	SWIFT HOME LOANS INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.09%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$498,700 (+6.06%) Land $170,000 Building $328,700	$498,700 (+6.06%) Land $170,000 Building $328,700
2025	$4,749.00 (+2.95%)	$470,200 (+12.01%) Land $160,000 Building $310,200	$470,200 (+12.01%) Land $160,000 Building $310,200
2024	$4,613.00 (+39.49%)
2023		$419,800 (+11.59%) Land $145,000 Building $274,800	$419,800 (+11.59%) Land $145,000 Building $274,800
2022		$376,200 Land $130,000 Building $246,200	$376,200 Land $130,000 Building $246,200
2019	$3,307.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	2 (2010–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20