Chesapeake City property record for 809 Arcadia Rd, Chesapeake, VA 23320
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,061 sqft · built 1994 |
| Lot Size | 0.499 acres (21,736 sqft) |
| Owner | Individual Name on File |
| Last Sale | $259,000 (Jan 2013) |
| Tax Bill | $4,329 (2025) |
| Deeds & Mortgages | Apr 2023 Second Mortgage Jun 2021 Mortgage + 5 more |
| APN | 0372006000250 |
| Primary APN | 0372006000250 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,061 sqft Living Area |
| 1st Floor Area | 1,694 sqft |
| Attic | Attic |
| Attic Area | 462 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 21,736 sqft (0.499 acres) |
| Lot Dimensions | 212 ft deep x 85 ft wide |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 24 sqft |
| Patio Area | 100 sqft |
| Greenhouse | 289 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 809 ARCADIA RD |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23320-3172 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R12S: RESI |
| Legal Description | 25 CLEARFIELD ESTATES SEC 5 |
| Legal Subdivision | CLEARFIELD,CLEARFIELD ESTATES,TALLWOOD |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 20804 |
Source: Chesapeake City assessment roll, as of August 25, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 809 ARCADIA RD, CHESAPEAKE, VA 23320-3172 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 12, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FEDERAL CREDIT UNION |
| Jun 15, 2021 | Deed of Trust, Mortgage · ARM LOANDEPOT.COM LLC |
| Apr 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jul 30, 2025 | Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC |
| Jun 15, 2021 | Deed of Trust, Mortgage · ARM LOANDEPOT.COM LLC |
| Apr 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Feb 12, 2007 | Warranty Deed, Transfer · Conventional Mortgage USAA FEDERAL SAVINGS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 3, 2013 · Amount on Record |
| Deed Sale | Jan 3, 2013 · Amount on Record |
| Prior Sale | Feb 12, 2007 · Amount on Record |
| Deed Book / Page | 8928 / 731 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 809 ARCADIA RD, CHESAPEAKE, VA 23320-3172 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 010653/176 |
|---|---|
| Date | Apr 12, 2023 |
| Book Page | 10653/176 |
| Instrument | 230007323 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 1, 2038 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 809 ARCADIA RD, CHESAPEAKE, VA 23320-3172 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 010390/101 |
|---|---|
| Date | Jun 15, 2021 |
| Book Page | 10390/101 |
| Instrument | 210027177 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.88% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 1, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 809 ARCADIA RD, CHESAPEAKE, VA 23320-3172 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0010136/70 |
|---|---|
| Date | Apr 13, 2020 |
| Book Page | 10136/70 |
| Instrument | 200011285 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 809 ARCADIA RD, CHESAPEAKE, VA 23320-3172 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 809 ARCADIA RD, CHESAPEAKE, VA 23320-3172 |
| Document Number | 010879/805 |
|---|---|
| Date | Jul 30, 2025 |
| Book Page | 10879/805 |
| Instrument | 250017151 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 22, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 809 ARCADIA RD, CHESAPEAKE, VA 23320-3172 |
| Transaction Type | Mortgage |
| Record Updated | Jul 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 10390/101 |
|---|---|
| Date | Jun 15, 2021 |
| Book Page | 10390/101 |
| Instrument | 210027177 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.88% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 1, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 809 ARCADIA RD, CHESAPEAKE, VA 23320-3172 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 10136/70 |
|---|---|
| Date | Apr 13, 2020 |
| Book Page | 10136/70 |
| Instrument | 200011285 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Feb 12, 2007 |
| Property Address | 809 ARCADIA RD, CHESAPEAKE, VA 23320-3172 |
| Document Number | 006950/310 |
| Book / Page | 6950 / 310 |
| Instrument Date | Feb 6, 2007 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0006950313 |
|---|---|
| Date | Feb 12, 2007 |
| Instrument | 6950/313 |
| Name | USAA FEDERAL SAVINGS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Chesapeake City assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,329.00 (+46.15%) | $428,600 (+12.05%) Land $160,000 Building $268,600 | $428,600 (+12.05%) Land $160,000 Building $268,600 |
| 2023 | $382,500 (+11.61%) Land $145,000 Building $237,500 | $382,500 (+11.61%) Land $145,000 Building $237,500 | |
| 2022 | $342,700 Land $130,000 Building $212,700 | $342,700 Land $130,000 Building $212,700 | |
| 2019 | $2,962.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 2 (2010–2023) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2023 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.6% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures